HDFC Credit Cards

Airport Lounge

Relax Before you take off

Shopping Benefits

Exclusive offer on top brands

Fuel benefits

Save more on every fill

Movie Discounts

Enjoy blockbusters for less

Cashback up to

AED 2,000

Rewards + Welcome Offers

No Annual Fee

Travel benefits

Dining Discounts

Entertainment Benefits

Written By

Chanchal SinghContent Executive

Reviewed By

Ravindra DhakarProduct Manager

Last updated on 11 June 2025Editorial Standards

Credit Cards Offered by HDFC Banks

Here are the top HDFC credit cards along with their key features —

Credit Cards	Features and Benefits	Apply
Diners Club Black Metal Edition Credit Card	Metal card Unlimited international airport lounge access Welcome benefits: Complimentary yearly memberships for Club Marriott, Swiggy One, and Amazon Prime Earn 10,000 bonus reward points upon spending INR 4,00,000 per calendar quarter Get 2 times the reward points on weekend dining Avail of 5 reward points for every INR 150 spent Get up to 10 times the reward points via SmartBuy	View Offers Apply Now
Marriott Bonvoy HDFC Bank Credit Card	Get 1 complimentary night reward as joining fee realisation Earn 10 Elite Night Credits (ENCs) under the Marriott Bonvoy Program Get complimentary Marriott Bonvoy Silver Elite Status Earn 8 Marriott Bonvoy points for every INR 150 spent at hotels part of Marriott Bonvoy Get up to 4 Marriott Bonvoy points for every INR 150 spent on travel, entertainment, and dining Up to 2 Marriott Bonvoy points for every INR 150 spent on other applicable purchases Complimentary golf access (up to 2 times a quarter) across the world 12 free access to domestic and international airport lounges using this credit card per year	View Offers Apply Now
Swiggy HDFC Bank Credit Card	Get 10% cashback on the Swiggy app Earn a 5% cashback on online spends across online MCCs Avail of 1% cashback on other categories Receive complimentary Swiggy One Membership for 3 months as a welcome gift	View Offers Apply Now
Regalia Gold Credit Card	Enjoy complimentary Club Vistara Silver Tier and MMT Black Elite membership as welcome rewards Receive vouchers worth INR 1,500 upon spending INR 1,50,000 per quarter Get INR 5,000 worth flight vouchers on spending INR 5,00,000 yearly and an extra voucher of INR 5,000 on purchases worth INR 7,50,000 Avail of 5 times reward points on spending at Marks & Spencer, Nykaa, Myntra, and Reliance Digital Earn free-of-cost airport lounge access at over 1,000 international airports Earn 4 reward points on every INR 150 spent Receive dining benefits with the Good Food Trail program — Save up to 7.5% on all restaurant bill payments via Swiggy Dineout	View Offers Apply Now

HDFC Bank UPI RuPay Credit Card	Earn 3% Cashpoints on groceries, dining, supermarket, and PayZapp transactions Get up to 2% Cashpoints on utility spends Receive 1% Cashpoints on spends like EMI, rent, insurance payments, fuel, government bills, and Wallet loads Note — You can earn up to 500 Points in a calendar year in the above-mentioned formats	View Offers Apply Now
MoneyBack+ Credit Card	Up to 10x CashPoints on Amazon, Reliance Smart SuperStore, Swiggy, BigBasket, and Flipkart Earn 5x CashPoints on EMI spends at merchant locations Receive INR 500 gift voucher upon spending INR 50,000 quarterly Avail of 2 CashPoints on every INR 150 spent on spends like fuel, wallet loads or prepaid card loads, and voucher purchases Discount of up to 20% on partnered restaurants via Swiggy Dineout Get 500 CashPoints as a welcome reward	View Offers Apply Now
Millenia Credit Card	Earn 5% cashback on BookMyShow, Flipkart, Sony LIV, Tata CliQ, Zomato, Amazon, Cult.fit, Myntra, Swiggy, and Uber Earn INR 1,000 worth gift vouchers upon spending INR 1,00,000 or more quarterly Avail of 1% cashback on all other spends Receive up to 20% off on partner restaurants if you book via Swiggy Dineout	View Offers Apply Now
Freedom Credit Card	Up to 10 times CashPoints while spending at merchants such as BigBasket, Swiggy, BookMyShow, Uber, and OYO Get up to 5x CashPoints on EMI spends at merchant locations Receive 1 CashPoint for every INR 150 spent on other spends Lower interest rate of 0.99% for the first 90 days on non-EMI spends from the date of issuance Discount of up to 20% on partner restaurants via Swiggy Dineout Receive 500 CashPoints as a welcome reward	View Offers Apply Now
IndianOil HDFC Credit Card	Up to 50 L of free fuel per annum Get up to 5% Fuel Points at IndianOil outlets — up to 250 Fuel Points per month in the first 6 months and up to 150 Fuel Points after 6 months from the date of issuance Receive up to 5% Fuel Points on groceries and bill payments Avail of 1 Fuel Point for every INR 150 spent on all other purchases Enjoy free IndianOil XTRAREWARDS Program membership	View Offers Apply Now
INFINIA Credit Card Metal Edition in India	Metallic card Get complimentary nights and buffet at the participating ITC hotels Enjoy unlimited access to international airport lounges for yourself and an additional guest Receive Club Marriott membership for free in the first year and get up to 20% off on dining and stays across the Asia-Pacific region Get 5 reward points for every INR 150 spent Avail of global personal concierge round-the-clock Unlimited free golf games at the top courses across India and select golf courses across the world	View Offers Apply Now

IRCTC HDFC Bank Credit Card	Earn 5 Reward Points for every INR 100 spent on IRCTC booking website and Rail Connect App Get 1 Reward Point for every INR 100 spent on all others spends Get an additional 5% cashback on train ticket reservations via HDFC Bank SmartBuy Avail of 8 free access to particular IRCTC Executive Lounges yearly (2 per quarter) Get 1% transaction charge waiver on transactions done on the IRCTC website and Rail Connect application	View Offers Apply Now
TATA Neu Plus HDFC Bank Credit Card	Earn 2% NeuCoins on non-EMI spends at TATA Neu and partner TATA brands Get 1% NeuCoins on non-TATA brand purchases and other merchant EMI spends Avail of 1% NeuCoins on UPI spends Receive extra 5% NeuCoins on chosen categories over the Tata Neu App or Website	View Offers Apply Now
Shoppers Stop HDFC Bank Credit Card	Lifetime free HDFC credit card Receive 6 First Citizen Points for every INR 150 spent on Shoppers Stop private label brands Earn 2 First Citizen Points for every INR 150 spent on other Shopper Stop brands and other spending categories Get complimentary Shopper Stop membership	View Offers Apply Now
Paytm HDFC Bank Credit Card	Earn 3% cashback on Paytm purchases that include recharge, movies, utility, mini application, and more Receive 2% cashback on other select Paytm purchases Avail of 1% cashback on other retail spends Get an annual cashback of up to INR 1,200 upon spending INR 10,000 per month in a calendar year	View Offers Apply Now
HDFC Bank Times Credit Card	Avail of complimentary Annual Times Prime Membership Get 25% discount on movie tickets via BookMyShow Get an additional discount of up to 10% (max INR 1,500) when you use this HDFC credit card via PayEazy on Eazydiner Enjoy up to 20% discount on online and offline purchases like shopping, hotel stays, and wellness Earn 2 Reward Points on every INR 150 spent on retail outlets	View Offers Apply Now
6E Rewards - IndiGo HDFC Bank Credit Card	Earn 2.5 6E rewards (on every INR 100 spent) when using the IndiGo application or official website Get 2% 6E rewards on every INR 100 spent on entertainment, dining, and groceries Receive 1% 6E rewards on all other spends Get a discount on convenience fees on IndiGo tickets — up to INR 150 per ticket Welcome benefit of 1 complimentary ticket of INR 1,500, 1 complimentary 6E Prime add-on priority check-in, choice of seat, and a free meal	View Offers Apply Now
All Miles Credit Card	Earn 3 reward points for every INR 150 spent Get 2x reward points on mobile recharge, hotel reservations, and shopping	View Offers Apply Now
Bharat Credit Card	Earn 5% cashback per month upon booking tickets via IRCTC Get 5% cashback per month on fuel expenses Enjoy 1% fuel surcharge waiver and save up to INR 250 in every billing cycle Up to 5% monthly cashback on groceries Save with 5% monthly cashback on paying your bills and doing mobile recharge through HDFC Bharat Credit Card	View Offers Apply Now
Doctor’s Superia Credit Card	Earn a welcome benefit of 1,000 reward points and a renewal benefit of 1,000 reward points Earn 3 reward points on every INR 150 spent Get 50% more reward points upon fine dining	View Offers Apply Now
JetPrivilege HDFC Bank Titanium Credit Card	Get a discount voucher of INR 250 on return flights booked on intermiles.com Receive 2 InterMiles on every INR 150 spent on retail purchases Earn 4 InterMiles on every INR 150 spent on each flight ticket booked via intermiles.com Get 5% off on Etihad Airways Economy tickets booked on InterMiles official website Receive 2.5x InterMiles for Etihad Airways tickets booked on InterMiles official website	View Offers Apply Now
Platinum Edge Credit Card	Receive 2 reward points for every INR 150 spent Earn 50% more reward points at premium restaurants	View Offers Apply Now
Solitaire Credit Card	Get 3 reward points for every INR 150 spent Receive 50% more reward points on dining and groceries Earn vouchers worth INR 1,000 upon spending at least INR 75,000 in 6 months. You can get up to 2 such vouchers in a year. 100 reward points = INR 20 cashback	View Offers Apply Now
Superia Airline Credit Card	Enjoy a welcome benefit of 1,000 reward points and a renewal benefit of 1,000 reward points Change reward points into miles or vouchers for domestic airlines Get 50% more reward points at premium restaurants Earn 3 reward points for every INR 150 spent	View Offers Apply Now
Teachers Platinum Credit Card	Every year, get an exclusive gift of 500 reward points on Teacher’s Day On weekends, earn 3x reward points on spending INR 150. Earn up to 2,400 points per year. On weekdays, get 2 reward points for every INR 150 spent	View Offers Apply Now
Visa Signature Credit Card	Get lounge access at over 600 international airports Earn 2 reward points on every INR 150 spent Easily save up to INR 8,300 on lounge access	View Offers Apply Now
World MasterCard Credit Card	Get lounge access at over 600 international airports via complimentary Priority Pass membership Earn 2 reward points for every INR 150 spent Get 50% more reward points for every INR 150 that you spend over INR 75,000 per statement cycle Easily save up to INR 8,300 on lounge access and fuel costs per year	View Offers Apply Now
MoneyBack Credit Card	Earn 2 reward points on every INR 150 spent (both online and offline — subject to certain exclusions) Get a gift voucher worth INR 500 on spending INR 50,000 per quarter Get a welcome benefit of 500 Cash Points	View Offers Apply Now

Eligibility Criteria to Apply for HDFC Credit Card

Mentioned below are the eligibility criteria to apply for HDFC bank credit cards —

Minimum Age – 18 years
Nationality – Indian Nationals
Employment Status – Salaried Professional or a Self-employed Professional

Learn more about HDFC bank credit cards via the following frequently asked questions.

Frequently Asked Questions

Q1: How to track and control your HDFC credit card?

Ans: You can visit the HDFC Bank MyCards portal to manage your credit cards.

Q2: Would you still need to pay your HDFC credit card bills if you do not use your credit card?

Ans: HDFC credit cards have certain charges that apply whether you use your credit card. However, if you meet certain conditions, the bank can waive off the charges.

Q3: How can you use your credit card reward points?

Ans: You can use the reward points for products from the rewards catalogues, flight tickets, gift vouchers, hotel bookings, and more.

Customer Reviews & Ratings

91 genuine reviews and ratings across our services.

4.6 / 5

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HDFC Credit Cards

Credit Cards Offered by HDFC Banks

Eligibility Criteria to Apply for HDFC Credit Card

Frequently Asked Questions

Customer Reviews & Ratings

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