Liv Tamayaz World Credit Card

Are you a Union Cooper shopper looking to maximize savings on your regular spending? The Liv Tamayaz World Credit Card can help you turn your spending into savings. You get real-time rewards like up to 10% cashback on your Union Coop shopping, an AED 1,000 welcome bonus, and lounge access. The card also offers additional benefits like entertainment perks. ...read more

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Airport Lounge
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Shopping Benefits
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Fuel benefits
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Movie Discounts
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Reward points on Every Spend*

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Monthly Income (Dirhams)
Below 5k
5k - 8k
8k - 12k
12k - 15k
15k - 20k
20k - 25k
25k - 30k
Above 35k
Tanvi Pathak
Written Byverify-iconTanvi PathakTeam Lead Writer (Expertise - Banking )
Ravindra Dhakar
Reviewed Byverify-iconRavindra DhakarProduct Manager
Last updated on 19 October 2026Editorial Standards

Liv Tamayaz World Credit Card

However, the rewards alone don’t decide if it’s the right card for you. It depends on your income and spending patterns. With that in mind, here’s what you need to decide whether the card is right for you.

Key Highlights of Liv Tamayaz World Credit Card

Here’s a quick reference table that can help you understand what you are getting into if you apply for a Liv Tamayaz World Credit Card. 

Category

Key Fact

Union Coop Cashback 

Up to 10% at Union Coop Stores

Annual Fee

AED 700 

International Spend Cashback

3%

Points Redemption

Minimum of 1,000 Tamayaz Points to redeem

Welcome Bonus

AED 1,000 on spending AED 40,000 or more within the first 60 days of card activation

Airport Lounge Access

Complimentary access at 800+ airports worldwide

Eligibility 

UAE residents aged 21+ years, minimum monthly salary AED 15,000

Key Liv Tamayaz World Card Benefits

The Liv Tamayaz World credit card offers up to 10% cashback on your Union Coop spends (online or in-store). This co-branded card is launched in partnership with Union Coop. It turns your daily spending into major rewards. 

Here are the key features: 

  • Earn up to 10% cashback at Union Coop stores (monthly cap of AED 1,500)
  • Get 1% cashback on fuel and dining
  • Enjoy 20% off on 1 food or grocery order per month on Talabat
  • Get 3 movie tickets per month along with a 25% discount on food and beverages at VOX Cinemas
  • Earn cashback on international spends (3%), domestic spends (excluding Union Coop locations) (1%), and government and utility spends (0.1%)
  • Access lounges at 800+ airports worldwide

Fees Associated with This Liv World Credit Card

The Liv Tamayaz World is a paid credit card. Its value depends on whether the rewards outweigh an ongoing yearly cost. There are no introductory rates either. Here are the fees associated with this card. 

Fees

Amount

Annual Fee

AED 700

Cash Advance Fee

3% of cash advance amount or AED 103.95 (whichever is higher)

Late Payment Fee

AED 183.75 per month

Replacement Card Fee

AED 26.25 for all cards

Instalment Cancellation/Pre-closure Fee

1% of the outstanding principal 

Foreign Currency Transaction Fees

1.99% currency conversion fee

Overlimit Fee

AED 292.95 per month

No Liability/Liability Letter

AED 50

Stamped Statement Fee

AED 26.25

Processing Fee

AED 49 per transaction

Liv Tamayaz World Eligibility & Documents Required 

This is a high-tier card designed for people with mid-to-premium income, rather than an everyday cashback card. Here are the eligibility requirements:

  • Minimum Age: 21 years
  • Nationality: UAE residents
  • Minimum Monthly Salary: AED 15,000
  • Debt Burden Ratio: Below 50%
  • A good credit score 

DOCUMENTS REQUIRED TO APPLY

  • A copy of Emirates ID
  • Salary certificate or recent payslips
  • Passport
  • UAE residence visa
  • Bank statements (if required at the time of application)

Who Should Apply for Liv Tamayaz World Card?

Being loyal to Union Coop alone doesn’t make it right for everyone. Check your spending patterns and income level against your store preference. Here are the people who can apply for this credit card:

Union Coop Shopper

If you spend a big part of your monthly household budget at Union Coop supermarkets, this card offers up to 10% cashback on shopping in-store or online.

Cafe Enthusiasts and Everyday Foodie

The Liv Tamayaz World credit card suits people who love socializing, making daily coffee runs, and ordering takeout. It offers 1% cashback on dining and a 20% discount on 1 Talabat order per month.

Tech-savvy Families

The card is also perfect for young professionals or tech-savvy families who prefer online applications. It also offers flexible reward monetization and redemption, even at the Union Coop online store.

Regional Smart Traveller

Even though it's not a luxury travel card, it’s certainly useful for someone who takes occasional flights and wants everyday savings. 

When Does Liv Tamayaz World Card Make Sense?

Largely, the Liv Tamayaz World Credit Card makes sense if you are a frequent Union Coop shopper with high grocery and international spending. It suits you if you need a high monthly rewards cap and can meet the welcome spend requirement to earn a welcome bonus.

You can easily get the Liv Tamayaz World Credit Card on Paisabazaar.ae!

Frequently Asked Questions

Q1: How much can I earn with Liv Tamayaz World Credit Card?

Ans: You can get up to 10% cashback on your Union Coop spends, capped at AED 1,500 per month. You also get 3% cashback on international spending and 1% on fuel, dining, and domestic spends.

Q2: How do I redeem Tamayaz points?

Ans: You redeem the earned cashback as points at the end of every billing cycle, as long as you have at least 1,000 Tamayaz points. The points get credited to your Tamayaz Loyalty account.

Q3: What are the welcome bonus terms?

Ans: To get a welcome bonus of AED 1,000, you need to spend at least AED 40,000 in the first 60 days of card issuance. Once you meet the minimum spend requirement, the bonus is credited as Tamayaz Points to your Tamayaz membership account within the first billing cycle.

Q4: Does the Liv Tamayaz World Credit Card have an annual fee?

Ans: Yes, the Liv Tamayaz World card has an annual fee of AED 700.

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