Liv Tamayaz World Credit Card
Cashback Plus Credit Card

Liv Tamayaz World Card

Cashback Credit Card

However, the rewards alone don’t decide if it’s the right card for you. It depends on your income and spending patterns. With that in mind, here’s what you need to decide whether the card is right for you.
Key Highlights of Liv Tamayaz World Credit Card
Here’s a quick reference table that can help you understand what you are getting into if you apply for a Liv Tamayaz World Credit Card.
|
Category |
Key Fact |
|---|---|
|
Union Coop Cashback |
Up to 10% at Union Coop Stores |
|
Annual Fee |
AED 700 |
|
International Spend Cashback |
3% |
|
Points Redemption |
Minimum of 1,000 Tamayaz Points to redeem |
|
Welcome Bonus |
AED 1,000 on spending AED 40,000 or more within the first 60 days of card activation |
|
Airport Lounge Access |
Complimentary access at 800+ airports worldwide |
|
Eligibility |
UAE residents aged 21+ years, minimum monthly salary AED 15,000 |
Key Liv Tamayaz World Card Benefits
The Liv Tamayaz World credit card offers up to 10% cashback on your Union Coop spends (online or in-store). This co-branded card is launched in partnership with Union Coop. It turns your daily spending into major rewards.
Here are the key features:
- Earn up to 10% cashback at Union Coop stores (monthly cap of AED 1,500)
- Get 1% cashback on fuel and dining
- Enjoy 20% off on 1 food or grocery order per month on Talabat
- Get 3 movie tickets per month along with a 25% discount on food and beverages at VOX Cinemas
- Earn cashback on international spends (3%), domestic spends (excluding Union Coop locations) (1%), and government and utility spends (0.1%)
- Access lounges at 800+ airports worldwide

Fees Associated with This Liv World Credit Card
The Liv Tamayaz World is a paid credit card. Its value depends on whether the rewards outweigh an ongoing yearly cost. There are no introductory rates either. Here are the fees associated with this card.
|
Fees |
Amount |
|---|---|
|
Annual Fee |
AED 700 |
|
Cash Advance Fee |
3% of cash advance amount or AED 103.95 (whichever is higher) |
|
Late Payment Fee |
AED 183.75 per month |
|
Replacement Card Fee |
AED 26.25 for all cards |
|
Instalment Cancellation/Pre-closure Fee |
1% of the outstanding principal |
|
Foreign Currency Transaction Fees |
1.99% currency conversion fee |
|
Overlimit Fee |
AED 292.95 per month |
|
No Liability/Liability Letter |
AED 50 |
|
Stamped Statement Fee |
AED 26.25 |
|
Processing Fee |
AED 49 per transaction |
Liv Tamayaz World Eligibility & Documents Required
This is a high-tier card designed for people with mid-to-premium income, rather than an everyday cashback card. Here are the eligibility requirements:
- Minimum Age: 21 years
- Nationality: UAE residents
- Minimum Monthly Salary: AED 15,000
- Debt Burden Ratio: Below 50%
- A good credit score
DOCUMENTS REQUIRED TO APPLY
- A copy of Emirates ID
- Salary certificate or recent payslips
- Passport
- UAE residence visa
- Bank statements (if required at the time of application)
Who Should Apply for Liv Tamayaz World Card?
Being loyal to Union Coop alone doesn’t make it right for everyone. Check your spending patterns and income level against your store preference. Here are the people who can apply for this credit card:
Union Coop Shopper
If you spend a big part of your monthly household budget at Union Coop supermarkets, this card offers up to 10% cashback on shopping in-store or online.
Cafe Enthusiasts and Everyday Foodie
The Liv Tamayaz World credit card suits people who love socializing, making daily coffee runs, and ordering takeout. It offers 1% cashback on dining and a 20% discount on 1 Talabat order per month.
Tech-savvy Families
The card is also perfect for young professionals or tech-savvy families who prefer online applications. It also offers flexible reward monetization and redemption, even at the Union Coop online store.
Regional Smart Traveller
Even though it's not a luxury travel card, it’s certainly useful for someone who takes occasional flights and wants everyday savings.

When Does Liv Tamayaz World Card Make Sense?
Largely, the Liv Tamayaz World Credit Card makes sense if you are a frequent Union Coop shopper with high grocery and international spending. It suits you if you need a high monthly rewards cap and can meet the welcome spend requirement to earn a welcome bonus.
You can easily get the Liv Tamayaz World Credit Card on Paisabazaar.ae!
Frequently Asked Questions
Q1: How much can I earn with Liv Tamayaz World Credit Card?
Ans: You can get up to 10% cashback on your Union Coop spends, capped at AED 1,500 per month. You also get 3% cashback on international spending and 1% on fuel, dining, and domestic spends.
Q2: How do I redeem Tamayaz points?
Ans: You redeem the earned cashback as points at the end of every billing cycle, as long as you have at least 1,000 Tamayaz points. The points get credited to your Tamayaz Loyalty account.
Q3: What are the welcome bonus terms?
Ans: To get a welcome bonus of AED 1,000, you need to spend at least AED 40,000 in the first 60 days of card issuance. Once you meet the minimum spend requirement, the bonus is credited as Tamayaz Points to your Tamayaz membership account within the first billing cycle.
Q4: Does the Liv Tamayaz World Credit Card have an annual fee?
Ans: Yes, the Liv Tamayaz World card has an annual fee of AED 700.
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