Q2: How many reward points do I earn at each card tier's privileges?

Ans: Card benefits are divided into 3 categories — Prime Essential Benefits — 2 Reward points for every AED 1 spent Plus Essential Benefits — 3 Reward points for every AED 1 spent Privilege Essential Benefits — 4 Reward points for every AED 1 spent

RAKBANK Emirates Skywards Credit Card in UAE

Q: Q1: Can I apply for the Elevate card by RAKBANK if I have a monthly salary of AED 28,000?

Ans: No, you cannot apply for this card with a salary of AED 28k. The bank has a minimum salary criterion of AED 35,000.

Q: Q3: Is airport lounge access available on the RAKBANK Elevate credit card?

Ans: Yes, the card offers complimentary visits to 1300+ airport lounges. This feature is available for yourself and an additional guest.

Enhance your lifestyle with the RAKBANK Elevate credit card, previously known as the RAKBANK Emirates Skywards card. Enjoy a rich rewards experience on everyday purchases, travel expenses, and lifestyle privileges. This card offers exclusive perks across three tiers.

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Airport Lounge
Shopping Benefits
Fuel benefits
Movie Discounts

Cashback up to AED 2,000
Rewards + Welcome Offers
No Annual Fee
Travel benefits
Dining Discounts
Entertainment Benefits

Written ByChanchal SinghContent Executive

Reviewed ByRavindra DhakarProduct Manager

Last updated on 25 November 2025Editorial Standards

What are the Features and Benefits of the Elevate Credit Card in UAE?

Let’s look into the three different segments of the privileges of this RAKBANK card —

Prime Essential Benefits	Plus Essential Benefits	Privilege Essential Benefits
Earn 2 Reward points per AED 1 spent 50% discount on VOX Cinemas Fast-track experience at airports 6 airport transfers per year Up to 3% value back on hotel and airline reward redemption Complimentary access to 1,300+ airports globally along with a guest Free e-SIM available Travel insurance to keep you secure while travelling RAKBANK concierge service available	Earn 3 Reward points for each AED 1 spent 1 free ride every month with Zofeur Weekday pass with a Viya membership Free video streaming services available only for AED 100 every month 6 airport transfers per year Up to 3% value back on hotel and airline reward redemption Complimentary access (along with a guest) to over 1,300 airports globally Free e-SIM available Fast-track experience at airports Travel insurance to keep you secure while travelling Availability of the RAKBANK concierge service	Earn 4 Reward points per AED 1 spent Unlimited access to Viya membership 50% discount on VOX movie tickets 2 free rides monthly with Zofeur Free video streaming services at only AED 200 per month Zero FX surcharges Up to 3% value back on hotel and airline reward redemption Complimentary access to more than 1,300 airports globally for yourself + one guest Free e-SIM available Fast-track experience at airports 6 airport transfers per year Travel insurance to keep you secure while travelling RAKBANK concierge service available
Apply Now

Prime Essential Benefits

Plus Essential Benefits

Privilege Essential Benefits

Earn 2 Reward points per AED 1 spent
50% discount on VOX Cinemas
Fast-track experience at airports
6 airport transfers per year
Up to 3% value back on hotel and airline reward redemption
Complimentary access to 1,300+ airports globally along with a guest
Free e-SIM available
Travel insurance to keep you secure while travelling
RAKBANK concierge service available

Earn 3 Reward points for each AED 1 spent
1 free ride every month with Zofeur
Weekday pass with a Viya membership
Free video streaming services available only for AED 100 every month
6 airport transfers per year
Up to 3% value back on hotel and airline reward redemption
Complimentary access (along with a guest) to over 1,300 airports globally
Free e-SIM available
Fast-track experience at airports
Travel insurance to keep you secure while travelling
Availability of the RAKBANK concierge service

Earn 4 Reward points per AED 1 spent
Unlimited access to Viya membership
50% discount on VOX movie tickets
2 free rides monthly with Zofeur
Free video streaming services at only AED 200 per month
Zero FX surcharges

Up to 3% value back on hotel and airline reward redemption
Complimentary access to more than 1,300 airports globally for yourself + one guest
Free e-SIM available
Fast-track experience at airports
6 airport transfers per year
Travel insurance to keep you secure while travelling
RAKBANK concierge service available

Apply Now

Are You Eligible for the RAKBANK Elevate Credit Card?

Here are the entry requirements for the RAKBANK Credit Card in the UAE —

Eligibility Type	Requirements
Minimum Age	21 years
Minimum Monthly Salary (for salaried applicants)	AED 35,000
Minimum Quarterly Turnover OR Average Quarterly Account Balance (for self-employed applicants)	AED 600,000 OR AED 200,000
Residency	UAE residents

RAKBANK Elevate Credit Card Fees and Charges

Check out the list of fees linked to the RAKBANK Elevate card —

Type of Fee	Charges
Tier 1 Monthly Fee (if you don’t fulfil the minimum spend requirement)	AED 79
Tier 2 Monthly Fee (if the minimum spend requirement is not fulfilled)	AED 149
Tier 3 Monthly Fee (if the minimum spend criteria are not met)	AED 299
Late Payment Fee	AED 241.5
Sales Voucher Copy	AED 68.25
Returned Cheque Fee	AED 105
Overlimit Fee	299.25
International Courier Charges	AED 105
International Remittance Charge	AED 78.75
Liability/ No Liability Letter	AED 52.5
Rescheduling Fee	Up to 1.05% of the card’s outstanding
Case Release Fee	AED 551.25

Frequently Asked Questions

Ans: No, you cannot apply for this card with a salary of AED 28k. The bank has a minimum salary criterion of AED 35,000.

Ans: Card benefits are divided into 3 categories —

Prime Essential Benefits — 2 Reward points for every AED 1 spent
Plus Essential Benefits — 3 Reward points for every AED 1 spent
Privilege Essential Benefits — 4 Reward points for every AED 1 spent

Ans: Yes, the card offers complimentary visits to 1300+ airport lounges. This feature is available for yourself and an additional guest.

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