Finance House Platinum Credit Card
With a lifetime free subscription, you can enjoy a plethora of Finance House Platinum credit card perks. From travel benefits like airport lounge access to protection for your card purchases, this card is available to even those with low salaries.

What are the Key Features of the Finance House Platinum Card?
Manage your finances conveniently with the Finance House Credit Card. Let’s take a look into its primary benefits -
- The card is free for life
- Enjoy Marhaba lounge access at airports across the UAE, Jordan, Egypt, Saudi Arabia, and Kuwait
- Easy Cash and Balance Transfer facilities are available with low preferential rates starting at 1.25% per month, with no processing fee
- Easily get complimentary supplementary cards for family members
- Protection benefits
- Credit Shield cover —
- Death, Total Permanent Disability
- Critical Illness
- Involuntary Loss of Employment
- Purchase Protection Cover
- Card Fraud Protection
- Credit Shield cover —
Are You Eligible for the Finance House Platinum Credit Card?
It is always essential to check the card's entry requirements before starting your application. If you fail to meet the criteria, your application will be rejected by the bank. This can also affect your credit score.
Let’s look into the eligibility criteria for the Finance House card in the UAE —
| Eligibility Factor | Requirements |
|---|---|
| Minimum Age | 21 years |
| Minimum Salary | AED 5,000 |
| Status of Employment | Salaried and Self-Employed |
| Nationality | UAE Nationals and Expats |
📝Note- Additional eligibility may apply.
Documents Checklist for Finance House Card Application
For card application verification purposes, banks require a certain set of documents. In the list below, you can find the general documents for the Finance House Platinum credit card —
✔️ Emirates ID copy
✔️ Passport copy
✔️ Residence Visa (for non-GCC nationals)
✔️ Signed Security Cheque
✔️ Completed and Signed Application Form
Finance House Platinum Credit Card Fees and Charges
Keep yourself updated with the fees related to the Finance House card to avoid any financial stress later. Refer to the table below —
| Type of Fee | Charges |
|---|---|
| Cash Advance Fee | 3% of the cash withdrawal amount of AED 200 — whichever is higher |
| Late Payment Fee | AED 230 |
| Cheque Return Fee | AED 300 |
| Liability Letter | AED 50 |
| Overlimit Fee | AED 300 |
| Overseas Cheque Fee | AED 75 (excluding the actual cost) |
| Card Replacement Fee | AED 75 |
| Duplicate Statement | AED 45 |
| Card Transaction Slip Copy | AED 65 |
| Supplementary Card Membership Fee | Free |
| Registration Fee | Free |
Frequently Asked Questions
Ans: The card has a zero annual membership fee.
Ans: No, the bank does not charge any fee for the Finance House’s Platinum supplementary card. You can request a card for free.
Ans: The Credit Shield facility offers you the following benefits —
- Involuntary Loss of Employment
- Permanent Total Disability or Death
- Critical Illness
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