Balance Transfer Credit Cards in UAE

Cashback up to AED 2,000
Rewards + Welcome Offers
No Annual Fee
Travel benefits
Dining Discounts
Entertainment Benefits

Written By

Chanchal SinghContent Executive

Reviewed By

Ravindra DhakarProduct Manager

Last updated on 18 September 2025Editorial Standards

Top Balance Transfer Credit Cards in UAE

With a balance transfer credit card, you can manage your credit card debt better. When you transfer your existing credit card debt to a balance transfer card, you can often enjoy a lower interest rate for a specific time — usually several months. This means you can save money on interest payments and pay off your debt faster.

Let’s see the top balance transfer credit cards in the UAE along with their key features.

Balance Transfer Credit Cards — Salary Requirements

Check out the top credit cards along with their salary requirements —

Name of the Credit Card	Minimum Salary Requirements
First Abu Dhabi Bank — Low-Rate Credit Card	AED 10,000
First Abu Dhabi Bank — Du Titanium Credit Card	AED 5,000
Commercial Bank of Dubai — Visa Platinum Credit Card	AED 5,000
First Abu Dhabi Bank — SHARE Platinum Credit Card	AED 10,000
Abu Dhabi Commercial Bank — Talabat ADCB Credit Card	AED 5,000
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Balance Transfer Credit Cards — Features and Benefits

Here is a list of the top credit cards in UAE, some of which offer the balance transfer facility.

First Abu Dhabi Bank Low-Rate Credit Card

First Abu Dhabi BankFirst Abu Dhabi Bank Low-Rate Credit Card

Minimum Salary (AED)10,000

Annual Fee (AED)AED 315 includes VAT

Features

Lifestyle Benefits
Balance Transfer
Protection Benefits
Lowest interest rates on spending
Payment plans

Features and Benefits of FAB Low-Rate Credit Card

Enjoy 0% interest on balance transfers for up to 18 months (UAE nationals) and 12 months (UAE expats)
Get up to 4 supplementary cards for your family members for free
Enjoy exclusive lifestyle benefits on shopping and dining
Get protection benefits such as a Wallet Shield

First Abu Dhabi Bank Du Titanium Credit Card

First Abu Dhabi BankFirst Abu Dhabi Bank Du Titanium Credit Card

Minimum Salary (AED)5,000

Annual Fee (AED)Free for Life

Features

Free for Life
Cashback
Lifestyle Benefits
Accident Insurance
Airport Lounge Access
Balance Transfer

Features and Benefits of FAB Du Titanium Credit Card

10% discount on auto payments of DU bills, DU postpaid and home services, and on DU Smartphone Privilege Plan monthly data charges
Enjoy 10% bonus credit on prepaid line charges
Up to 10% cashback all through the year at leading global online stores
Complimentary access to more than 10 VIP airport lounges in the UAE, Kuwait, Egypt, Jordan, and Saudi Arabia
Exclusive discounts on Chrysler services, Centro Capital Centre, and Jeep

Commercial Bank of Dubai Visa Platinum Credit Card

Commercial Bank of DubaiCommercial Bank of Dubai Visa Platinum Card

Minimum Salary (AED)5,000

Annual Fee (AED)Free for Life

Features

Free for Life
Lifestyle Benefits
Movie Discounts
Dining Discounts
Travel Benefits

Features and Benefits of CBD Visa Platinum Credit Card

The card is free for life
Get 0% interest on balance transfer
Enjoy 50% discount on movie tickets at Novo Cinemas
Lifestyle and entertainment benefits — including Emaar Entertainment, offers on the ENTERTAINER app
Exclusive discounts at Booking.com, Agoda.com, Xperience App
Other benefits include Credit Shield, cash on-call, and a welcome offer

First Abu Dhabi Bank SHARE Platinum Credit Card

First Abu Dhabi BankFirst Abu Dhabi Bank FAB SHARE Platinum Credit Card

Minimum Salary (AED)10,000

Annual Fee (AED)AED 1,000

Features

Lifestyle Benefits
Movie Discounts
SHARE points
Protection Benefits

Features and Benefits of FAB SHARE Platinum Credit Card

Get up to 7% value back in SHARE points at Carrefour for each AED 1 spent
Up to 6.25% value back in SHARE points at Dreamscape, Magic Planet, VOX Cinemas, Ski Dubai, Little Explorers, and iFLY Dubai
Earn up to 2.25% value back on retail, international, and online spending
Enjoy 2-for1 tickets at VOX Cinemas

Abu Dhabi Commercial Bank Talabat ADCB Credit Card

Abu Dhabi Commercial BankAbu Dhabi Commercial Bank talabat ADCB Credit Card

Minimum Salary (AED)5,000

Annual Fee (AED)Free for Life

Features

Free for Life
AED 500 Welcome Bonus
Talabat credit on spends
Unlimited free delivery on talabat
Personalized card design
Airport Lounge Access

Features and Benefits of ADCB of Talabat ADCB Credit Card

Free-for-life credit card
Welcome bonus worth AED 500 on spending AED 2,500 within 45 days of card issuance
Easily transfer the outstanding balances from other bank credit cards
Enjoy unlimited free delivery on Talabat orders
Travel benefits like discounts on Booking.com and airport lounge access
Other benefits include Credit Shield, flexiPay, credit card loans, and more

How to Get Balance Transfer Credit Cards via Paisabazaar UAE?

The steps to apply for a balance transfer credit card through Paisabazaar.ae are as follows —

Head to our official website.
Go to the ‘Banking Products’ drop-down and select ‘Best Credit Cards in UAE’.
Complete the lead form and submit it.
You will be taken to the credit card quotes page.
Go through the list of cards and choose a suitable one.
Initiate its application.

Note: Once you submit the application form, one of our officials will review it and guide you through the next steps.

Customer Reviews & Ratings

91 genuine reviews and ratings across our services.

4.6 / 5

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