ADIB Credit Cards

Q: Q1: Can I withdraw cash from my ADIB credit card?

Ans: Yes, you can easily withdraw cash from your ADIB credit card. However, the bank charges a minimal service fee upon cash withdrawal.

Q: Q2: What is the minimum salary for an ADIB credit card?

Ans: To apply for an ADIB credit card, you must have a minimum salary of at least AED 5,000. However, this can differ from one card to another.

Q: Q3: Is it good to apply for an ADIB Bank credit card?

Ans: Yes, with an ADIB credit card, you can enjoy several privileges, such as exclusive reward points, discounts, travel benefits, and much more.

Abu Dhabi Islamic Bank (ADIB) is one of the leading Islamic banks in the UAE. It is known for providing top-notch banking products and services to meet the unique needs of customers. The bank offers an array of credit cards packed with attractive features and benefits. From cashback to incredible ...read more

ADIB Credit Card

Apply Credit Card & get Cashback and Rewards*

Compare from top banks
No annual fee
Benefits up to AED 2,000

Written By

Chanchal SinghContent Executive

Reviewed By

Ravindra DhakarProduct Manager

Last updated on 12 August 2025Editorial Standards

Key Features of ADIB Credit Cards

Tabled below are the key features of ADIB credit cards in the UAE:

Credit Cards	Key Features and Benefits	Apply
Exceed Visa Platinum Covered Card	Exceed Rewards Spend up to AED 100 and get 0.5 exceed rewards within UAE 1.5 exceed rewards on spending AED 100 (or equivalent) internationally Spend AED 100 on specific merchants and earn 0.125 exceed reward Instantly redeem your rewards using the ADIB mobile app Travel Benefits Free roadside assistance for a year within the UAE 2 free airport lounge access in a year	View Offers
Exceed Visa Covered Card	Exceed Rewards Get 0.5 exceed rewards on spending up to AED 100 1.0 exceed rewards on foreign purchases of AED 100 (or equivalent) Spend AED 100 and receive 0.125 exceed rewards on specific merchants Redeem your rewards with the ADIB mobile app Travel Benefits Free roadside assistance in a year within the UAE	View Offers
Emirates Skywards Visa Infinite Card	Bonus and Basic Benefits Get up to 50,000 bonus Skywards Miles Fast track to Emirates Skywards Gold tier membership For every AED 3.68 spent, earn Skywards Miles Enjoy home check-in service in Dubai Travel Benefits Four Dubai airport transfers in a year Airport lounge availability with Visa Airport Companion app (VAC) Travel inconvenience cover- Up to USD 500 for baggage/trip delay, USD 3,000 for baggage loss/damage, and USD 7,500 for trip curtailment and cancellation Travel medical cover- Up to USD 500,000 for travel accident and emergency medical evacuation/repatriation, up to USD 500,00 for medical expenses, and cash benefit of USD 100 per day in a hospital Lifestyle Benefits Free 4 valet parking in a month Play golf in Dubai and Abu Dhabi 24-hour concierge service Additional Benefits Cash on-call facility Easy balance transfer Takaful cover for unforeseen events like permanent total disability, death, critical illness, and involuntary loss of employment (Optional) Multiple ways to make a card payment Bill payment facility through online and chat banking Easy access to e-statements SMS alerts for transactions and card information Hassle-free card control through the ADIB mobile banking app	View Offers

Emirates Skywards Visa Signature Card	Bonus and Basic Benefits Get up to 25,000 bonus Skywards Miles Enjoy Emirates Skywards silver tier membership For AED 3.68 spending, earn Skywards Miles Availability of home check-in service Travel Benefits Enjoy unlimited global lounge access 2 airport transfers yearly in the UAE Access to multiple airport lounge Free valet parking, 2 times a month Additional Benefits Travel inconvenience cover Travel medical coverage Availability of balance transfer facility Cash on call Takaful protection Quick and easy bill payment options via online and chat banking Multiple choices for card payment E-statement accessibility SMS alerts Anytime banking with the ADIB mobile banking app	View Offers
Etihad Guest Visa Classic Card	Bonus and Basic Benefits 10,000 Etihad Guest Miles as a welcome bonus Earn 1 Etihad Guest Miles for each AED 4 spent (maximum of 100,000 Miles monthly) Travel Benefits Free roadside assistance Earn 1 Etihad Guest Mile and Tier Mile on every spend of AED 3 with Etihad Guest Redeem Etihad Guest Miles for travel bookings Additional Benefits Convenient ways to make card payments Advanced card security with Chip & Pin technology	View Offers
Etihad Guest Visa Platinum Card	Bonus and Basic Benefits Earn 50,000 Etihad Guest Miles as a welcome bonus Get up to 3 Etihad Guest Miles for every AED 4 spent (maximum of 100,000 Miles/monthly) Fast track to Etihad Guest Gold tier Earn 1 Etihad Guest Mile and tier Mile for every AED 3 spent with the Etihad Guest app Travel Benefits Free companion ticket voucher on AED 150,000 spent annually Access to 850+ VIP airport lounge via lounge key Free valet parking in the UAE Free roadside assistance Additional Benefits Advanced card safety Multiple ways of card payment	View Offers
Etihad Guest Visa Gold Card	Bonus and Basic Benefits Earn a welcome bonus of 35,000 Etihad Guest Miles Earn up to 1.5 Etihad Guest Miles for every AED 4 spent Enjoy Etihad Guest Silver Tier benefits With the Etihad Guest app earn 1 Tier Mile and Etihad Guest Mile on every spend of AED 3 Travel Benefits Free companion ticket voucher Complimentary airport lounge access Complimentary roadside assistance Additional Benefits Chip & Pin technology for advanced card security Numerous ways to make a card payment	View Offers
Cashback Visa Covered Card	Cashback and Basic Benefits 4% cashback on grocery, dining, utility bill payments, fuel, school fees, and more Withdraw 100% cash of your finance limit 4 Supplementary cards for free Up to 55 days of grace period to pay down your outstanding balance Travel Benefits Complimentary Roadside assistance in a year Additional Benefits Online and mobile banking facility 24x7 chat facility Accessibility of e-statements SMS alerts Numerous ways to make your card payment	View Offers
Booking.com Visa Signature Card	Exceed Rewards 0.5 Exceed Rewards on spending a minimum of AED 100 within the UAE 1.0 Exceed Rewards for every AED 100 spent internationally 0.125 Exceed Reward for every AED 100 spent on regular payments at specific merchants 2.5 Exceed Rewards on airline spending a minimum of AED 100 on Airlines Instant redemption of Exceed Rewards with ADIB mobile banking app Travel Benefits Unlimited complimentary Airport lounge access Free valet parking across the UAE 24-hour concierge service with personal travel assistance Medical and travel assistance Multi-trip travel cover, including medical cover, personal cover, and travel inconvenience cover Additional Benefits Card protection, including reimbursement up to USD 2,500 per occurrence with a USD 4,000 annual aggregate limit Takaful protection (Optional) Easy balance transfer Cash on-call facility Multiple ways to pay your card bill Convenient bill payment via mobile and chat banking SMS alerts Access E-statement 100% cash withdrawal limit	View Offers
Smiles Visa Signature Card	Smile Points and Basic Benefits Sign up and get 70,000 Smiles points Use the Smiles app and enjoy the ‘Buy 1 Get 1’ deal Complimentary 90-day subscription to Smiles unlimited 10,000 Smiles points as a quarterly bonus, spend criteria of AED25,000 per quarter applied Exclusive offers on shopping Enjoy concierge service with personal travel assistance Travel Benefits Unlimited Airport lounge access across the globe Redeem Smiles points on travel and hotel bookings Complimentary valet parking Free roadside assistance Travel and medical assistance Multi-trip coverage Additional Benefits Card protection with insurance benefit Easy balance transfer Cash on-call facility Optional Takaful coverage Numerous ways to make a card payment Online and chat banking facility SMS alerts E-statement accessibility on mail	View Offers
Smiles Visa Classic Card	Smile Points and Basic Benefits 5,000 Smiles points upon sign-up 10,000 Smiles points as a quarterly bonus subject to meeting the spending criteria of AED 25K quarterly Avail of ‘Buy 1 Get 1’ deal and discounts on the Smiles app Travel Benefits Redeem Smiles points on hotel and flight bookings Additional Benefits Takaful protection Balance transfer via call Accessibility of ADIB mobile and online banking facility Multiple ways of card payment Receive E-statements via mail SMS alerts	View Offers
Business Visa Platinum Covered Card	Covered card limit up to AED 1,000,000 Earn up to 2% cashback on all transactions Advanced Chip & Pin technology 100% cash withdrawal limit Unlimited supplementary cards Secure online banking via ADIB Direct	View Offers

Abu Dhabi Islamic Bank Credit Card- Necessary Documents

Here is the list of required documents to apply for ADIB credit cards in the UAE:

✅Passport

✅Emirates ID

✅Bank account statement (last 3 months)

✅Salary certificate (not more than 30 days old)

✍️Note:

All the documents must be valid
The bank may request additional documents. Ensure you are prepared.

ADIB Credit Cards- Fees and Charges

Here is the summary of the fees and charges related to the ADIB credit card:

Fees Type	Charges
ATM Cash Withdrawal Fee	3% of the withdrawal amount or a minimum AED 99
Card Replacement Fee	AED 75
Liability/No Liability Certificate	AED 50
Additional Statement Copy	AED 45

✍️Note: The fees and charges are subject to change. It's essential to check the latest details from the official website.

Frequently Asked Questions

Ans: Yes, you can easily withdraw cash from your ADIB credit card. However, the bank charges a minimal service fee upon cash withdrawal.

Ans: To apply for an ADIB credit card, you must have a minimum salary of at least AED 5,000. However, this can differ from one card to another.

Ans: Yes, with an ADIB credit card, you can enjoy several privileges, such as exclusive reward points, discounts, travel benefits, and much more.

Customer Reviews & Ratings

94 genuine reviews and ratings across our services.

4.7 / 5

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