American Express Free for Life Credit Cards

Q: Q1: What is the applicable investigation fee for the American Express Corporate Purchasing card?

Ans: The bank charges an investigation fee of AED 105.

Q: Q2: Do I get travel insurance with the American Express Business Travel Account?

Ans: Yes, you get complimentary travel insurance coverage of up to USD 100,000.

Q: Q3: I want to get my monthly statement reprinted. How much fee is charged by the bank?

Ans: For the American Express Corporate Purchasing card, the bank charges AED 36.75 for statement reprints. Note that no fee applies for reprinting any of the latest three statements

American Express lifetime free credit cards give you premium benefits without annual fees. From an interest-free credit period to travel ...read more

Airport Lounge

Relax Before you take off

Shopping Benefits

Exclusive offer on top brands

Fuel benefits

Save more on every fill

Movie Discounts

Enjoy blockbusters for less

Cashback up to

AED 2,000

Rewards + Welcome Offers

No Annual Fee

Travel benefits

Dining Discounts

Entertainment Benefits

Written By

Tanvi PathakTeam Lead Writer (Expertise - Banking )

Reviewed By

Brijesh KumarCBO, Paisabazaar.ae

Last updated on 24 September 2025Editorial Standards

Best Free For Life Credit Cards in UAE

No cards found for the selected filters.

Which American Express Credit Card is Life Time Free?

Within the personal banking segment, Amex credit card does not offer any zero-annual-fee cards. However, two business Amex free for life cards are available-

Card Name	Card Perks
American Express Corporate Purchasing Card	Saves time and costs with paperless, consolidated payments Gain insights with detailed data across suppliers Use spending reports to negotiate better deals Avoid late payments with streamlined processes Improve cash flow with faster payments and extended credit terms Control your spending by limiting purchases to approved suppliers
American Express Business Travel Account	Track and manage all travel costs in one account Simplify expense handling with automated data files Up to 56 days of interest-free credit Use spend insights to negotiate better supplier deals Complimentary travel insurance of up to USD 100,000

Know the Eligibility for the Amex Free for Life Credit Cards

Find below the general entry requirements for American Express business cards —

Eligibility Type	Requirements
Minimum Age	21 years
Nationality	UAE national or resident

Get in touch with the bank for detailed information on the eligibility criteria, such as the credit score, annual/ quarterly turnover required, and so on.

You may also like this - List of Credit Card with No Annual Fees in UAE

Fees and Charges of American Express Free for Life Cards

The table below lists all the primary fees linked to the free for life Amex business cards —

The American Express Corporate Purchasing Card	American Express Business Travel Account
Dishonoured Payments, Cheque, or Direct Debit — AED 105	Dishonoured Payments, Cheque, or Direct Debit — AED 105
Investigation Fee — AED 105	Dishonoured Payments, Cheque, or Direct Debit — USD 26.25
Reprinting of Statement (no fee for reprinting up to 3 most recent statements) — AED 36.75	Investigation Fee — NIL
Conversion Processing Fee for Non-Billing Currency Transactions — 2.625%	Conversion Processing Fee for Non-Billing Currency Transactions — NIL

Frequently Asked Questions

Ans: The bank charges an investigation fee of AED 105.

Ans: Yes, you get complimentary travel insurance coverage of up to USD 100,000.

Ans: For the American Express Corporate Purchasing card, the bank charges AED 36.75 for statement reprints. Note that no fee applies for reprinting any of the latest three statements