The Dubai First cashback card provides a simple yet valuable way to save on your everyday spendings consistently. Its simple cashback structure ensures you can benefit from everyday purchases. The card also offers features like easy repayment, offers and deals, airport lounge access, and more. All ...read more

The Dubai First cash back card comes with various features and benefits that help you drive the maximum value from your spends. Let’s take a look at the salient features and benefits of the card —
The card offers instant cashback on all your spends. You can easily get cashback through the Dubai First cashback credit card mobile app.
The Dubai First cashback card offers access to a range of lifestyle perks — from entertainment to delivery. Here is an overview of its lifestyle benefits —
If you love to travel, the Dubai First Card is just for you! The card brings offers and discounts to make your journeys more affordable and convenient.
Before getting your Dubai First cashback card, it’s good to know about its key fees and charges. Here are the major fees for this card —
| Type of Fees | Fees |
|---|---|
| Annual Fees | AED 399 |
| Retail Interest | 3.99% |
| Interest on Cash | 3.99% |
| Late Payment Fee | AED 230 |
| Overlimit Fee | AED 288.75 |
| International Transaction Fee (Purchases in non-AED / AED currency) | 2.88% of the spend + scheme charges |
| Cash Advance Fee | 3% or AED 100, whichever is higher |
| Card Replacement Fee | Up to AED 750 |
| Credit Shield Fee | Up to 0.99% of the outstanding amount |
| Accident Insurance | 0.25% on the outstanding amount or AED 30, whichever is higher |
| Minimum Monthly Payment | 5% of outstanding or AED 100, whichever is higher |
You can easily apply for the Dubai First cash back card through the bank’s official mobile app. The process is quite easy — just download the app and apply! A key benefit of this mode of application is the minimal documentation — you only need your Emirates ID and IBAN.
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Ans: The Dubai First cash back card offers cashback on fuel, groceries, online shopping, international shopping, utilities, and many other categories.
Ans: Yes, the monthly cap for the cashback is AED 150 for each category.
Ans: Yes, cashback credit cards of Dubai First and all other leading banks can help you build credit. The important part is to pay all your bills on time.