HSBC Visa Cashback Credit Card Features & Benefits

The HSBC Visa Cashback Credit Card rewards the cardholder with up to 10% cashback on daily spendings along with exclusive travel, entertainment, and dining privileges.

Highlights of the Card

• No minimum spend
• No requirement for an HSBC account
• No salary transfer required
• Cashback is credited automatically every month
• No annual fee for the first year
• Up to 10% cashback on daily spends

HSBC Visa Cashback Credit Card Features

The key features of an HSBC Cashback Card are:

Cashback

The cashback spending caps with an HSBC Cashback Card are detailed below:

Category	Cashback	Cashback Cap per statement cycle (AED)
Fuel Spends in UAE	10%	100
Supermarket Spends in UAE	3%	200
All Other Spends	1%	No Cap

No Annual Fee

There is no annual fee charged for the first year. Second-year onwards, the annual fee is waived off in case of having a minimum spend of AED 12,000 in the past 12 months.

Balance Transfer

You can manage your expenses easily by transferring all your other credit card balances to your HSBC Visa Cashback Credit Card at attractive interest rates starting at 0% for the first 24 months.

Flexi Instalment Plan

With the Flexi Instalment Plan, you can convert your purchase into easy monthly payments with low rates starting at 0%.

Cash Instalment Plan

You can get easy access to cash using your available credit limit on your card. The repayments can be spread over a period ranging from 6 to 24 months, with attractive rates starting at 0.75% monthly.  

Convenience

The HSBC Visa cashback credit card aims at providing maximum convenience to its customers in the following ways:

• Online Banking: You can access your account on the go.
• Contactless Payment: You can use Apple Pay and Samsung Pay to make easy and secure payments.
• Enhanced Security: With the Chip & PIN technology HSBC aims at providing maximum security while making payments.
• Interest-Free Days: You can enjoy purchases with no interest for 56 days if you settle your card payments in full.
• Payment Options: HSBC allows card settlement via multiple easily accessible payment options.

HSBC Visa Cashback Credit Card Benefits

The exclusive benefits a Cashback Cardholder enjoys are:

Overseas Deals

The cardholder can enjoy exclusive deals on dining, shopping and entertainment in over thousands of outlets across 160 countries.

DragonPass Fly and Dine Program

You can enjoy dining offers in over 200 locations around the world.

HSBC Entertainer App

The HSBC Entertainer App gives the member access to over hundreds of ‘buy 1 get 1’ deals that can be redeemed across dining, retail, wellness and leisure.

Dining Deals

With the ‘ I Love Dining Program ‘ you can enjoy 30% off in over 400 outlets around UAE.

Time Out and Golf Access

The Time Out and Golf Access Program entitles you to over 200 offers in dining, retail, and accommodation across MENA.

Supplementary Cards

Your loved ones can enjoy the deals and privileges as HSBC Cashback Card allows the cardholder’s family members to get complimentary supplementary cards.

Careem Offers

You can avail 15% off 4 rides in a month on Careem Rides. This is capped at AED 10 discount per ride.

Cinema Benefits

If you use your HSBC Credit Card to make online bookings you can avail two ‘buy 1 get 1’ movie tickets in VOX Cinemas per month.

Purchase Protection

If you shop above US$100, you are protected against theft or accidental damage within a period of 365 days from the date of purchase.

This is capped at US$5,000 per claim and US$20,000 per year.

Extended Warranty

Your original warranty is double (up to a maximum of 1 year) automatically as soon as your original manufacturer’s warranty expires.

Over to You!

The HSBC Visa Cashback Credit Card is a card that provides maximum benefits, be it as cashback or as discounts on dining, travel, and shopping. With no minimum spend, salary transfer, and an annual fee for the first year, the Cashback Card is a card that values your spendings and rewards you for it.