RuPay is an Indian payment service system that came up in 2017. The system offers a plethora of credit cards and debit cards to customers in collaboration with major banks in India. The best part about having a RuPay credit card is that it can be easily linked to UPI to simplify payments.
Let’s find out more about Rupay credit cards in particular.
Top Banks That Offer RuPay Cards
RuPay offers credit cards in collaboration with the following banks —
- Axis Bank
- CSB Bank
- HDFC Bank
- Bank of Baroda
- ICICI Bank
- IDFC First Bank
- SBI Bank
- Kotak Mahindra Bank
- Punjab National Bank
- Union Bank of India
- IndusInd Bank
- SBM Bank
- Yes Bank
- AU Small Finance Bank
- Bank of India
- Canara Bank
- City Union Bank
- CSB Bank
- Bank of Maharashtra
- IDBI Bank
- Indian Bank
- Federal Bank
Types of RuPay Credit Cards
Discussed below are the types of RuPay credit cards —
- Classic Credit Card - Ideal for everyday transactions, it is a standard card with basic credit card features.
- Platinum Credit Card - With this RuPay credit card, you can get attractive welcome gifts on several brands, cashback rewards on dining, and paying your utility bills.
This credit card also offers a personal accident cover of up to INR 2,00,000. Moreover, you can get offers and deals at both online and merchant outlets, and round-the-clock concierge services for assistance during travel. - Select Credit Card - A premium RuPay credit card, it offers exclusive lifestyle benefits and rewards. The main benefits include complimentary domestic and international airport lounge access, and round-the-clock concierge assistance for dining, travel, and entertainment.
Notably, the card also offers complimentary accident insurance cover of up to INR 10,00,000.
RuPay Credit Card Offers
Listed below are some offers available on RuPay credit cards —
- Hammer - Up to 15% discount on Hammer gadgets
- EatSure - Get up to 40% discount or up to INR 110 off on orders worth INR 299 or more along with free delivery
- IGP.com - Up to 20% discount on orders worth at least INR 1,999 or more
- Seiko - 10% discount applicable on all products including new arrivals and limited editions
- Zouk - Get up to INR 500 off on Zouk bags, footwear, and wallets
- Noise - Discount of 8% on latest smart watches, BT neckband earphones, wireless earphones, and more
- Bombay Shaving Company - Buy any 5 shaving products at INR 599
- Eyewearlabs - Get stylish sunglasses at OKNO with a discount of INR 200 on selected styles
- Smart Bazaar - Get an instant discount of 10% on Reliance SBI RuPay Prime Card, with a minimum transaction of INR 1,299
- Estele - Avail of a discount of 15% on purchase
- Renee - Get a discount of INR 250 on orders worth INR 999 and more
- RAS - Get 25% discount on all products as well as an additional free gift worth INR 1,800 on orders of INR 1,290 and more
- The Moms Co. - Get INR 500 off on orders worth INR 899 and above
- Jio Mart - 10% instant discount on Reliance SBI RuPay Base Card on a minimum transaction of INR 999
Check out some frequently asked questions about RuPay cards.
Frequently Asked Questions
Ans: Banks offering RuPay credit cards include Union Bank of India, Axis Bank, ICICI Bank, HDFC Bank, and more.
Ans: You can link your RuPay credit card to a UPI ID.
Ans: You can use your RuPay card at Point of Sale, online stores, and ATMs.
Ans: Yes, several RuPay credit cards have a lifetime free feature, i.e., cards without any annual fee.
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