Sharjah Islamic Bank World Smiles Credit Card Features & Benefits

Sharjah Islamic Bank,  also known as SIB, started providing banking products and services to individuals and companies in 1975. SIB offers a wide range of Shariah-compliant investment, retail and corporate services to its customers through the extensive networks in UAE.

The Sharjah Islamic Bank World Smiles Credit Card rewards you in every aspect of your life. With the Smiles Rewards Program, you are eligible to earn Smile points that can later be redeemed across a variety of services such as air tickets booking, hotel stays, electronics, car rentals, etc.

Highlights of the Sharjah Islamic Bank World Smiles Credit Card

• Smile points rewards
• Airport lounge access
• Exclusive offers
• Mastercard App
• SIB offers mobile app
• Bonus Smiles

Sharjah Islamic Bank World Smiles Credit Card Features

The key features of a Bank World Smiles Card are:

Smile Rewards Program

As a cardholder, every time you use your card for any retail spend, you are eligible to earn smile points. The following points are allotted as per the spending category:

Spending Category	Smile Points Earnt
For every AED 2 on local spends	1.5 Smiles
For every AED 2 on international spends	3 Smiles

These ‘ Smiles ‘ can be redeemed across a variety of services without any blackout dates, and without any cash payments for surcharges or taxes. Some of the services for which the Smiles can be redeemed are:

• Redeem your points against free flights with over 300 airlines from and to any destination
• Redeem your points for free hotel stays in more than 300,000 properties across the globe
• Redeem your points in the SIB Online Shop that has more than 13,000 items
• Redeem your points for retail vouchers at partner outlets such as Souq.com, Sharaf DG, and many more

Mastercard App

The member of a Sharjah Islamic Bank World Smiles credit card has access to the Mastercard Buy 1 Get 1 App. This gives you the benefit of enjoying hundreds of ‘one for one’ offers across a variety of services.

Insurance Benefits

The cardholder enjoys insurance benefits in the form of travel medical insurance, travel medical insurance, travel inconvenience insurance and travel cancellation insurance with their Sharjah Islamic Bank World Smiles Credit Card.

SIB Mobile App

As a member, you have access to the SIB Mobile App that provides you with exceptional offers across the UAE and overseas.

Sharjah Islamic Bank World Smiles Credit Card Benefits

The exclusive benefits offered to the cardholder are:

Bonus Smiles

When you apply for a Sharjah Islamic Bank World Smiles Credit Card, you can enjoy 50,000 Bonus Smiles if your spending within the 90 days of card issuance is at least AED 20,000.

Access to Airport Lounges

You can now take time away from the busy airports as you have unlimited access to more than 850 airport lounges across the globe, at no additional cost.

Travel Discounts

There are various travel benefits offered to World Smiles Cardholders, such as:

• Travel discounts on bookings on the cleartrip website
• Complimentary hotel nights with Starwood Hotels & Resorts
• Discounts on Luxury Service Apartment

Hertz Membership

As a cardholder, you can enjoy the Hertz Gold Plus Rewards Five Star membership.

Careem Rewards        

You can avail great discounts on chauffeur rides with Careem

Visa Service Benefits

You can avail the fast track visa service at a discounted deal with this Sharjah Islamic Bank Credit Card.

Additional Benefits

Some other value-added benefits offered to the cardholder are:

• Exclusive Spa offers across Raffles, Swisshotel, and Fairmont
• Shipping discounts with myUS Premium

To Further Conclude

The Sharjah Islamic Bank World Smiles Credit Card provides benefits across multiple aspects of your life. From travel benefits to buying electronics, Smiles has them all for you.