Sharjah Islamic Bank Credit Cards in UAE
With Sharjah Islamic Bank, you can choose from three cards as per your eligibility and requirements. These cards come with a range of protection and travel benefits, ensuring a secure and rewarding experience. Accepted across the globe, the Sharjah Islamic Bank credit cards allow you to access ...read more
Sharjah Islamic Bank Credit Card
Apply Credit Card & get Cashback and Rewards*
Compare from top banks
No annual fee
Benefits up to AED 2,000
Reward points on Every Spend*
Monthly Income (Dirhams)
Below 5k
5k - 8k
8k - 12k
12k - 15k
15k - 20k
20k - 25k
25k - 35k
Above 35k
Chanchal Singh
Most Popular Credit Card in UAE
Free for Life
Cashback Credit Card
Minimum Salary:5,000
Annual Fee:Free for Life
5% cashback on two categories below Grocery, Educations, Fuel, International spends, Dining
Enjoy complimentary airport lounge access to over 25 lounges worldwide.
Cashback
ULTRACASH Mastercard Touch Card
Minimum Salary:10,000
Annual Fee:500
Welcome Offer : Make one retail transaction in the first 30 days of card issuance and receive bonus cashback upon payment of annual fee.AED 500 UAE Nationals and AED 300 Expatriates
10% cashback on Fuel for the first 3 months and 5% thereafter
Reward Points
TouchPoints Visa Infinite Credit Card
Minimum Salary:25,000
Annual Fee:1,050
15,000 Bonus TouchPoints for spends of AED 15,000
VOX Cinemas Buy one get one FREE
Sharjah Islamic Bank Credit Card Benefits
Listed are the Sharjah Islamic Bank credit card benefits in the UAE:
| Card Name | Features | Apply |
|---|---|---|
| Classic Visa Credit Card |
|
Apply Now |
| Gold Visa Credit Card |
|
Apply Now |
| Platinum Visa Credit Card |
|
Apply Now |
Are You Eligible for a Sharjah Islamic Bank Credit Card?
We have listed the salary criteria for the Sharjah Islamic Bank credit cards:
| Card Name | Classic Visa Credit Card | Gold Visa Credit Card | Platinum Visa Credit Card |
|---|---|---|---|
| Minimum Salary Required | AED 5,000 | AED 8,000 | AED 15,000 |
Sharjah Islamic Bank Credit Card- Documents Checklist
Check out the list of documents required for the Sharjah Islamic credit card application processing:
| For Salaried Applicants | For Self-Employed Applicants |
|---|---|
|
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How to Apply for a Sharjah Bank Credit Card via Paisabazaar.ae?
Here is a step-by-step process for applying for a card via our digital platform:
- Complete the lead form here.
- Find your preferred SIB card on the quotes.
- Read the fine print and apply.
Sharjah Islamic Bank Credit Card- Fees and Charges
Refer to the following table for scheduled fees and charges:
| Types of Fees | Charges |
|---|---|
| Card Replacement for Non-Technical Reasons | AED 78.75 |
| Cash Withdrawal Fee | 3.15% (Min- 78.75) |
| Administration Fee for Non-AED Transactions | 2.5% |
| Late Payment Fee | AED 236.25 |
| Murabaha Profit Rate/ Monthly/ Annually | 3.49%/ 41.88% |
| Investment Wakala Expected Profit Rate/ Monthly | 3.49% |
| Liability/ No Liability Certificate | AED 52.5 |
| Duplicate Statement | AED 47.25 |
| Copy of Purchase Slip | AED 68.25 |
| Rejected Standing Order for Lack of Fund | AED 26.25 |
FAQ's About Sharjah Islamic BanK
Q1: How much is the annual fee for the Sharjah Islamic Classic Visa card?
Ans: The card’s annual fee is AED 210.
Q2: Do I need to submit both a salary slip and a salary certificate to apply for an SIB card?
Ans: Yes, you must submit both documents.
Q3: Which Sharjah Islamic Bank cards have airport lounge access?
Ans: Global airport lounge access is available on the Classic Visa and Gold Visa card.
Q4: How much salary is required to apply for the SIB Platinum Visa card?
Ans: You must have a minimum salary of AED 15,000 to apply for the card.
Read More About Other Bank Credit Cards
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