Citibank - Citi Simplicity Credit Card
Citibank Citi Simplicity credit card is perfect for those who have a low salary but still want to enjoy a range of benefits. With zero annual fees, no late payment charges, and no over-limit fees, this card ensures you can manage your finances without the stress. Plus, take advantage of an ...read more
-
Airport Lounge
-
Shopping Benefits
-
Fuel benefits
-
Movie Discounts
Best credit cards with 0 Annual fee*
- Cashback up to AED 2,000
- Rewards + Welcome Offers
- No Annual Fee
- Travel benefits
- Dining Discounts
- Entertainment Benefits
Citi Simplicity Card Benefits
We have mentioned the primary features of Citibank Citi Simplicity credit card:
✔️Complimentary access to 25+ airport lounges across the Middle East
✔️Exclusive ‘Buy 1 Get 1’ deals on food delivery, groceries, and other categories
✔️Up to 10% cashback on property bookings via Booking.com
✔️20% discount on food and grocery orders twice a month on the Talabat app
✔️Complimentary supplementary credit cards for family members
✔️Make big purchases and pay in instalments
Citibank Citi Simplicity Credit Card- Eligibility Criteria
Check out the general eligibility criteria for the Citi Simplicity card in the UAE:
| Eligibility Type | Criteria |
|---|---|
| Minimum Age | 21 Years |
| Minimum Salary | AED 5,000 |
| Nationality | UAE National or UAE Expatriate |
| Status of Employment | Salaried or Self-Employed |
| Credit Score | As per the Bank |
Citi Simplicity Credit Card- Documents Checklist
A list of documents required for the citibank credit card application verification is given below:
| For Salaried Individuals | For Self-Employed Individuals |
|---|---|
| ✔️Emirates ID ✔️Passport ✔️Residence Visa (For expat applicants) ✔️Salary Proof- Salary Slip/ Salary Certificate ✔️Latest 3-6 Months’ Personal Bank Statement |
✔️Emirates ID ✔️Passport ✔️Residence Visa (For expat applicants) ✔️Trade Licence and MOA ✔️Latest 3-6 Months’ Company Bank Statement |
Note:
📝Present valid documents
📝Keep the originals and copies of all documents
📝The bank may require additional documents
How to Apply for a Citi Simplicity Card via Paisabazaar.ae
Want to apply for a Citi card? Here’s how to do it:
- Click here and complete the lead form.
- Apply filters to view Citi cards or locate a card manually.
- Read the fine print of the card and apply.
As soon as we receive your application, one of our officials will get in touch with you.
Getting a card via Paisabazaar.ae gives you multiple benefits:
✨Access to cards from top UAE banks.
✨Option to compare several cards as per preference.
✨Availability of the customer assistance team.
✨Hassle-free application process.
Citibank Simplicity Credit Card- Fees and Charges
We have mentioned the primary fees and charges of the Citibank Simplicity credit card:
| Type of Fees | Charges |
|---|---|
| Annual Fee | N/A |
FAQs on Citi Simplicity Credit Card
Ans: No, the card has no annual fee, which means it is free for life.
Ans: No, there are no late payment fees.
Ans: AED 5,000 monthly income is required.
Ans: Yes, you can convert big purchases into easy monthly instalments.
Ans: Yes, supplementary cards are available.
More From Credit Cards
- Recent Articles
- Popular Articles
Last Updated : 09 Jul 2026Best Credit Cards for 40000 Salary in UAELooking for a credit card with an AED 40,000 salary in the UAE. Compare top cashback, rewards, and travel credit cards, check eligibility, and apply online with ease.
Last Updated : 03 Jul 2026Credit Card for AED 12,000 Salary in UAE | Compare & Apply OnlineLooking for a credit card with an AED 12,000 salary in the UAE? Compare top cashback, rewards, and travel credit cards, check eligibility, and apply online with ease.
Last Updated : 25 Jun 2026Student Credit Cards in UAE: Options & AlternativesLooking for a credit card as a student in UAE? Explore cards with no minimum salary, low fees, and simple eligibility. Compare and apply online.
Last Updated : 03 Jun 2026Best Credit Cards for Expats in UAE 2026Compare the best expat credit cards in UAE — HSBC Expat, HSBC Premier & Bank Muscat. Low fees, global benefits & easy approval. Apply online in minutes!
Last Updated : 26 May 2026Are You Ready for the Eid Al Adha 2026 Long Weekend ?Eid Al Adha 2026 long weekend is here! Discover smart ways to plan your trip, save on travel, and make the most of your credit card perks & rewards.
Last Updated : 20 Mar 2026Difference Between Priority Pass and LoungeKey Credit CardsLoungeKey and Priority Pass are two common airport lounge programs. Both offer access to the top airport lounges through credit cards and memberships.