Commercial Bank of Dubai Smiles Credit Card offers
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Commercial Bank of Dubai (CBD) credit card Smiles offers are designed for the co-branded cardholders and people who use the Smiles app frequently in the UAE. You can spend and redeem your Smiles points on the app across several categories, including dining, shopping, grocery delivery, entertainment, and more. Here, find out more about the latest CBD credit card Smiles offers, benefits, reward structures, and the eligible cards.
Disclaimer: Paisabazaar.ae currently does not offer CBD credit cards for comparison or application. This page is for informational purposes only.
Keep reading to browse through our personal favourite top CBD smiles offers on credit cards listed below with all the value-added benefits:
CBD credit card is the perfect combination of smart financial planning and a rewarding shopping experience. Simply using your Commercial Bank of Dubai smiles credit card for everyday transactions earn you Smiles points. You can convert and use your Smiles points to get discounts and benefits with your card. It is an endless cycle of rewarding expenditure with Commercial Bank of Dubai credit with smiles offers.
What are the CBD Smiles Credit Card Offers?
CBD Smiles credit card offers are designed exclusively to help cardholders save and earn rewards on everyday purchases like groceries, food, home services, lifestyle, telecom, and more. Here’s what you get under the Smiles credit card offers from CBD:
- Welcome bonus
- Quarterly bonus
- Smiles on daily spending
- Flexible redemption options
- Complimentary airport lounge access
- Free valet parking discounts
- Cinema discounts
- Balance transfer
Note that the offers may change periodically in line with ongoing campaigns and eligibility conditions.
Key Commercial Bank of Dubai Smiles Credit Card Offers
Here are the card-wise benefits that you get from the CBD Smiles offers:
|
Offers |
CBD Smiles Visa Signature Credit Card |
CBD Smiles Visa Platinum Credit Card |
|---|---|---|
|
Welcome Benefits |
|
|
|
Daily Smiles |
|
|
|
Quarterly Bonus |
5,000 Smile Points on achieving a cumulative spend of AED 10,000 in the previous calendar quarter |
7,500 Smile Points on achieving a cumulative spend of AED 27,500 in the previous calendar quarter |
|
Redemption Options |
Payment of Etisalat bills, prepaid recharges, purchase of smartphones, food delivery, shopping vouchers, groceries, pharmacies, and more |
Payment of Etisalat bills, food delivery, purchasing smartphones, groceries, pharmacies, prepaid charges, shopping vouchers, and more |

CBD Smiles Rewards Program Explained
Both primary and supplementary cardholders can earn Smiles points on eligible transactions on their CBD Smiles credit cards. The qualifying transactions include:
- Transactions at point-of-sale terminals
- Transactions at e-commerce websites
- Utility bill payments at merchant websites (like Etisalat, Du, SEWA, DEWA, ADDC, and more, where payment is made directly on their respective websites)
- Refund initiated by the merchant against the original transaction
CBD SMILES CREDIT CARD OFFER REDEMPTION ECOSYSTEM
You can redeem your Smiles Points via the Smiles UAE mobile app only. Log into the app and choose one of the options below to initiate the redemption process:
- My Vouchers (Redeem Smiles Points for merchant vouchers or avail discount vouchers at specific merchants)
- Buy 1 Get 1 (Redeem Smiles Points to subscribe to a suite of BOGO offers from different merchants; the subscription can be for 30 days, 90 days, or 1 year)
- Bills (Payment for Etisalat services, like bill payment, Wasel recharge, and so on)
Note That
- No minimum Smiles Points balance is required for redemption
- You cannot redeem Smiles Points directly at merchant stores or at online stores
How Do You Save Using a CBD Credit Card Smiles Offer?
The CBD credit card Smiles offers are integrated with the Smiles app. You can use the Smiles points for services available on the Smiles app. You can use the Smiles Points for:
- Food orders and grocery delivery
- Booking home services
- Paying e& bill and recharge
- Redeeming for cash or vouchers to be used at 3,000+ partner outlets in the UAE
Who Can Benefit the Most from CBD Smiles Offer?
The Commercial Bank of Dubai Smiles offer is suitable for cardholders who often spend on dining, entertainment, groceries, food delivery, and more. That being said, here are the suitable users of the Smiles offers:
- Frequent Smile app users
- CBD Smile credit cardholders
- Frequent diners and grocery shoppers
- Residents looking forward to saving on lifestyle
- e& customers
You can earn Smiles points on eligible local, international, and Smiles app-related transactions. These points can be redeemed on the Smiles app for shopping, travel, grocery, food delivery, dining, and more.
No, you cannot transfer your Smiles points to someone else.
The Smiles points are valid for 24 months.
You can earn Smiles points in three ways:
- Spend on e& services
- Order food and groceries, book home services, and more
- Use the CBD Smiles co-branded credit card
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