Emirates NBD Current Account

Enjoy unlimited deposits and withdrawals, free chequebooks, and convenient online and mobile banking services with the Emirates NBD current account. This account supports multiple currencies, caters to global banking needs, and provides access to a vast ATM network.

Emirates NBD current accounts are excellent options for multiple daily transactions without any hassles. Whether you are a salaried professional or a self-employed individual, you can choose them for their flexible features and a wide range of benefits. Let’s understand the available types, the key details, and advantages before you apply!

Types of Emirates NBD Current Account 

Emirates NBD is one of the leading financial institutions in the UAE, offering a great choice for those seeking a bank account in UAE. It offers two types of current bank accounts. In the table below, let’s take a look at the key features of both Emirates NBD current account types —

Standard Current Account

Special Current Account

  • Account available in AED as well as foreign currencies like AUD, CAD, KWD, EUR, BHD, JOD, SAR, OMR, USD, SGD, GBP, and QAR 
  • Free debit card that is accepted worldwide
  • Enjoy savings of up to AED 4,000 on debit card deals
  • Up to 10 teller transactions for free every month (depending on the banking package)
  • Chequebook available
  • No cost for account opening
  • DirectRemit fund transfer within 60-seconds
  • Available in AED and USD 
  • No account opening charges 
  • Enjoy up to 10 teller transactions in a month (as per the banking package)
  • Attractive interest on daily balance (0.10% interest rate on an annual basis )
  • Get free first chequebook 
  • Quick and secure money transfers 
  • Fund transfer in 60 seconds with DirectRemit
  • Complimentary globally-accepted debit cards 
  • Account opening with minimal documentation 
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Benefits of Emirates NBD Current Account Opening

The Emirates NBD current account opening process is quite easy. Once you complete that, you can enjoy a host of benefits. Let’s take a look at some of the key benefits of these accounts —

  • Enjoy the flexibility to open an Emirates NBD Bank account in various foreign currencies, including USD, AUD, CAD, EUR, and others
  • No account opening fees required
  • Minimal paperwork for account opening
  • Easily manage or track your account from anywhere in the world with online and mobile banking services
  • Earn interest at attractive rates on the daily account balance 
  • Get a debit card that brings savings and is accepted around the world 
  • With DirectRemit, you can transfer funds within 60 seconds 
  • Access a cardless withdrawal facility with the Emirates NBD mobile app 

Emirates NBD Debit Card

Eligibility Criteria for Emirates NBD Current Account Opening 

To open an Emirates NBD current account, you need to meet specific eligibility criteria. While the exact requirements may vary as per a few factors, here are the key standard requirements that you need to fulfill —

  • Age — You must be at least 18 years old to open this account.
  • Employment Status — Both salaried and self-employed individuals can apply.
  • Minimum Balance — You need to fulfil the Emirates NBD current account minimum balance requirements. This limit is AED 3,000 for the standard account for non-salaried applicants. For the special account, this may vary.
  • Minimum Salary — For the standard account, you need a monthly salary of at least AED 5,000 for payroll accounts. 

Documents Required to Open an Emirates NBD Current Account 

When opening an Emirates NBD current account, the bank may ask you to submit certain documents. These requirements depend on your nationality, residence status, and more. Here are some standard documents to open this account — 

  • Emirates ID 
  • Passport copy 
  • Bank statement 
  • Appointment letter (for expats)
  • Pay slip copy (for expats)
  • Latest salary transfer letter (if required)
  • Trade licence (self-employed applicants)
  • Memorandum of Association (MOA) 

Note- In certain cases, the bank may request some additional documents. 

Current Account in UAE

How to Open a Bank Account in the UAE Online?

With Paisabazaar.ae, you can easily open a bank account from the comfort of your home. Here’s how you can get a bank account online through our platform —

  • On paisabazaar.ae, click on ‘Bank Accounts’.
  • Enter the details asked in the form.
  • On submitting it, you will get all the relevant bank account quotes. 
  • Compare these bank accounts from the top banks side by side.
  • Apply for the one that you find suitable.ff

Open Current Account in Other UAE's Banks -

FAQs

What are the benefits of the Emirates NBD current account?

With an Emirates NBD current account, you can enjoy a range of benefits like safe deposits, easy fund transfers, quick payments, interest on account balance, and more.

What is the Emirates NBD current account minimum balance requirement?

For the standard Emirates NBD current account, you need a minimum balance of AED 3,000. This is usually applicable for non-salaried users. However, the minimum balance requirement varies as per the account type and the banking package.

Can a self-employed person open an Emirates NBD current account?

Yes, self-employed individuals can open a current account with Emirates NBD. Just make sure to check the minimum balance requirements and the documentation, as both these specifications depend on your type of employment.

Are there any fees to open an Emirates NBD current account?

No, you can open an Emirates NBD current account without any fees. 

Can I open an Emirates NBD special current account in EUR?

No, you can open the Emirates NBD Special current account in only AED or USD currencies. For more options, you can choose the standard account. It’s available in both these currencies as well as BHD, SAR, EUR, and more.

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