How can customers of Sharjah Islamic Bank Current account register for online banking?

Here is how you can register your SIB account for online banking - Open the official website of Sharjah Islamic bank and navigate to the ‘Online Login’ section Choose ‘Personal Account’ Select ‘New User’ on the following page Type in the registration details (your card or account number/verification code) Go through the terms and conditions and agree to them An authentication code will be sent to your registered mobile number Enter it and create a new username and password

Sharjah Islamic Bank Current Account

With the Sharjah Islamic Bank current account, you can benefit from a wide range of banking services — this includes seamless fund transfers, utility bill payments, salary transfer options, and more. Designed for the utmost transparency and convenience, this account ensures secure financial ...read more

Sharjah Islamic bank is one of the fully Shariah-compliant financial institutions in the UAE. It is headquartered in the Emirate of Sharjah and caters to the banking requirements of UAE residents. You can find numerous banking services with the bank that can be tailored to your specific requirements.

In this article, we will exclusively focus on all the major details related to the Sharjah Islamic Bank Current account like its features and benefits, eligibility criteria, documents required, and different banking channels. Apart from these, you will also gain an in-depth insight into how to open a Sharjah Islamic Bank Current account, how to close this account, and more.

Sharjah Islamic Bank Current Account — Features and Benefits

Find below the major features of the Sharjah Islamic Bank current account in the UAE —

Feature Type	Description
Available Currencies	Bank account available in these currencies — USD AED EUR GBP
Seamless Banking Experience	Access to internet and mobile banking services across the globe Access to 24/7 call centre Get SMS notifications after each transaction
Free Banking Facilities	Get a free debit card on opening this SIB current account Free monthly e-statements

What are the Different Modes of Sharjah Islamic Bank Current Account Banking?

As a user of the Sharjah Islamic Bank Current account, you can access your bank accounts through multiple channels. We have explained the different types of SIB banking modes available and their benefits below -

Online Banking

Preferred by most individuals, online banking allows easy access to the bank account and related services anytime from anywhere in the world. You can conveniently log into your bank accounts online and fulfil your requirements.

DEWA, SEWA, FEWA, and Salik payments can be made on the go
Easy and instant card activation and card blocking
Open new accounts such as Sharjah Islamic Bank Current Account and other SIB accounts instantly
Existing customers of SIB can keep their profiles updated by instantly updating their personal information whenever required
Get chequebooks and certificate requests
Get special transaction fees upon using online banking for transactions
Enjoy free remittances to India and Pakistan

Mobile Banking

With the recent technological developments, financial institutions including SIB have introduced mobile banking that is pretty easy in terms of accessibility. You can effortlessly use mobile applications to enjoy banking services in an instant at your fingertips. The SIB mobile application is available on both the Apple Store and the Google Play Store.

Here are the key benefits of this app -

You can update your personal information whenever required by accessing their bank portal instantly
Obtain chequebooks and certificate requests
Avail of free remittances to India and Pakistan
UAE nationals and expats can apply for any SIB account easily with just a few taps
Make bill payments such as Salik, DEWA, SEWA, FEWA, and other transactions easily and instantly
You can conveniently activate and block your credit cards and debit cards if required

SMS Banking

Yet another option to access your account is to enable your subscription to the SMS service, using which you can receive daily updates of your existing SIB accounts. Upon subscribing to the service, you would need to send an SMS to 6677 in a pre-defined format.

To obtain information about your bank account such as the remaining balance, transactions, account summary, and so forth, you can simply send an SMS with the specific code for the same.

Check out the following table to find all the relevant SMS codes -

Service Request	Service Code	Service Code Text
Account Balance	AB	AB (A/C Number)
Account Summary	AS	AS or AS (CIF)
Fixed Deposit	FD	FD
Last 5 Transactions	LF	LF (A/C Number)
Last Month Profit Rates	PR	PR
Exchange Rates	EX	EX or EX (Currency Code)
Balance Order Detail	BO	BO (A/C Number)
Standing Order Detail	SO	SO (A/C Number)
New Account	NA	NA (Old A/C Number)
Language Switch Mode	LM	LM (Language Code)
IBAN	IBAN	IBAN (A/C Number)
Opt-In	OPTIN	OPTIN
Opt-Out	OPTOUT	OPTOUT
Help	HL	HL
Deal Info	DI	DI

Phone Banking

As a customer of a Sharjah Islamic Bank Current account, you can also use the phone banking service to acquire information regarding your accounts or even clarify queries if any. All you need to do is visit the official website of SIB and navigate to the ‘Contact Us’ section. Once the page opens, simply provide accurate details and type in the query in the given message box.

Once you submit it, you can wait for the response from the bank. In case you wish to contact the 24*7 customer care team, you can even dial +97165999999 (within the UAE) as well.

Offline Banking

If you wish to have one-to-one communication with SIB bank officials, you can pay a visit to your nearest bank branch and clarify queries or seek assistance with any service. Make sure that you carry all the relevant documents, if applicable.

What are the Eligibility Criteria for Opening a Sharjah Islamic Bank Account?

To open the SIB current bank account in the UAE, you must meet these eligibility requirements —

Eligibility Type	Requirements
Minimum Age	21 Years
Employment Status	Salaried and Non-Salaried
Residency	UAE Residents
Minimum Monthly Balance Maintenance (in case of non-salary transfer)	AED 3,000

List of Documents for Opening Sharjah Islamic Bank Account in UAE

Here are the documents required to open a Sharjah Islamic Bank current account —

For Salaried	For Self-Employed
Emirates ID Passport Residence Visa (applicable to expatriates) Salary Certificate Latest 6 Months’ Bank Statements	Emirates ID Passport Residence Visa (applicable to expats) Trade Licence Latest 6 Months’ Bank Statements

How to Open a Sharjah Islamic Bank Account?

Opening a SIB current account is a straightforward process. Simply follow these steps —

Visit the official website of Sharjah Islamic Bank and navigate to the current account section
Scroll to the bottom of the page and hit the ‘Apply Online’ button
Proceed as per the instructions

Explore more current accounts of other banks at Paisabazaar UAE! Click here to get started.

How to Access Sharjah Islamic Bank Current Account?

Once you have your Sharjah Islamic Bank Current account opened, you must be aware of the different ways through which you can access the account. Discussed below are the various methods to sign into your SIB current account and use it -

Via Online Banking

Step1- Go to the official website of SIB
Step2- Tap on the ‘Online Login’ option on the right side
Step3- After you are redirected to the following page, select ‘Personal’
Step4- Type in your user ID and tap on the ‘Secure Login’ option
Step5- Provide your password to log in to your account

Via Mobile Banking

After opening a Sharjah Islamic Bank Current account, you can download and install the SIB mobile app to use your account online. Sign in using your online banking credentials or set up a PIN/TPIN. Once your profiles appear on the screen, choose Sharjah Islamic Bank Current account to use its services.

Via Offline Banking

In case you face any issues in accessing your Sharjah Islamic Bank Current account online or have not registered for online banking, you can go to your nearest SIB bank branch. Once you are at the branch, you can connect with the bank executives and have one representative assigned to your case.

How to Close Sharjah Islamic Bank Current Account?

In case you wish to close your Sharjah Islamic Bank Current account, you would be required to get in touch with the bank authorities either through a call at their designated phone number or have one-on-one communication by visiting their nearest bank branch. You can then simply follow the instructions given by the concerned representative to complete the process.

Sharjah Islamic Current Account — Fees and Charges

Given below are the major fees and charges of the Sharjah Islamic Bank current account in the UAE —

Type of Fee	Charges
Ledger Fee	AED 26.25
Account Closure Fee (Within 6 Months)	AED 105
Liability Certificate	AED 63
No Liability Certificate	AED 63
Balance Certificate	AED 52.5
Additional Paper Bank Statement	AED 26.25
Transaction Fee at Teller Branch Counter	AED 10.50 (6 free each month)
Release Letter	AED 52.5

Open Current Account in Other UAE's Banks -

Frequently Asked Questions

Individuals must be at least 21 years old to qualify for an SIB personal current account.

Here is how you can register your SIB account for online banking -

Open the official website of Sharjah Islamic bank and navigate to the ‘Online Login’ section
Choose ‘Personal Account’
Select ‘New User’ on the following page
Type in the registration details (your card or account number/verification code)
Go through the terms and conditions and agree to them
An authentication code will be sent to your registered mobile number
Enter it and create a new username and password

No, debit cards are available only for those who open an account in AED currency.

Yes, you are liable to pay a fee of AED 105.

No, the bank account is not available in CAD currency.

Account Types

Bank Wise Account

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Sharjah Islamic Bank Current Account

Sharjah Islamic Bank Current Account — Features and Benefits