Personal Loan in UAE Exchange: Eligibility & Interest Rates
Written ByAkshitaBrand Marketing Executive
Akshita
Brand Marketing Executive
Akshita is a Brand Executive and content professional with experience in branding and banking and finance communication in the UAE. She combines strategic storytelling with a strong understanding of audience needs to create clear, trustworthy content. Her expertise in brand development, financial writing, and consumer engagement helps deliver information that is both insightful and accessible.
Reviewed ByRavindra DhakarProduct Manager
Ravindra Dhakar
Product Manager
With 4+ years of experience in banking and financial services, Ravindra Dhakar serves as a Product Manager at Paisabazaar.ae, specialising in banking and finance products. He is adept at developing customer-centric financial solutions, optimising product strategies, and driving innovation across lending, payments, and consumer banking to enhance financial accessibility and user experience.
Headquartered in Abu Dhabi, UAE Exchange operates in around 31 countries in the world. The company is also known as Unimoni. It was founded in 1980 with three subsidiaries named UAE Exchange Lotus Executive Apartments Branch, UAE Exchange Centre WLL and TOM Technologies Private Limited.
UAE Exchange India offers a wide range of innovative financial solutions, including loans, money transfer and foreign currency exchange services for individual and corporate clients. Although UAE Exchange is well known for its Gold Loan, it also offers two types of personal loans - Sampoorna personal loan and Sampreethi personal loan.
By providing the right set of documents with a duly signed application form, the applicants can get these personal loans processed in no time. Let us go ahead and know more about these personal loans in UAE Exchange.
Sampoorna Personal Loan in UAE Exchange
Sampoorna Personal Loan in UAE Exchange has been designed especially for individuals with immediate financial requirements. The loan amount directly gets disbursed in the borrower’s bank account.
Features and Benefits of Sampoorna Personal Loan in UAE Exchange
Here is a list of features and benefits offered by Sampoorna Loan in UAE Exchange.
Interest Rate: The bank charges an interest rate of 24 per cent on the personal loan in UAE exchange.
Processing Fee: The minimum processing fee for availing Sampoorna Loan is INR 1000, and the maximum processing fee is 2 per cent of the personal loan amount.
Repayment Term: The borrowers get a repayment term of 12 months that can be extended to 18 months in case the loan amount is higher than INR 1 Lakh.
Maximum Loan Amount: The applicants can apply a minimum of INR 50,001 and a maximum of INR two lakh as the personal loan amount.
Sampreethi Personal Loan in UAE Exchange
Sampreethi Personal Loan is provided to executives and professionals to fulfil their financial requirements. The applicants with a minimum monthly salary of INR 7,500 can apply for the loan. The applicants can apply for Sampreethi Personal Loan in UAE exchange only to meet their personal financial needs or purchase a consumer product.
Features and Benefits of Sampreethi Personal Loan in UAE Exchange
Here is a list of features and benefits offered by Sampreethi Personal Loan in UAE Exchange.
Processing Fee: The minimum processing fee for availing Sampreethi Loan is INR 1000, and the maximum processing fee is 2 per cent of the personal loan amount.
Interest Rate: The bank charges an interest rate of 24 per cent on the personal loan in UAE exchange.
Repayment Term: The borrowers get a repayment term of 12 months to repay the Sampreethi loan.
Maximum Loan Amount: The applicants can apply for a maximum of INR 50,000 as the personal loan amount.
Eligibility Criteria to Apply for a Personal Loan in UAE Exchange
Salaried employees, executives and professionals can apply for a personal loan in UAE Exchange. The applicants need to submit their salary certificate or income proof to complete their loan application.
Documents Needed to Apply for a Personal Loan in UAE Exchange
Here is a list of documents required when applying for a personal loan in the UAE exchange.
Type of Personal Loan
Documents Required
Sampoorna Loan
A filled application form
A Field Verification Report
CIBIL Checking Report
DPN
ID Proof of Borrower and Guarantor
Guarantor Cheque
IT Returns – Two years
Salary Slips (of the last three months)
Employment Proof of the Borrower
Guarantor and Borrower Webcam photo
EMI Cheques
Sampreethi Loan
A filled application form
A Field Verification Report
ID Proof of Borrower and Guarantor
Webcam photo of Borrower and Guarantor
Guarantor Cheque
EMI Cheques
DPN
Income Proof of Borrower and Guarantor
Conclusion
UAE Exchange offers personal loans at attractive schemes, competitive interest rates and hassle-free documentation. To evaluate your monthly instalment amount, you can use a personal loan EMI calculator available online.
You can also visit our personal loan section to explore more about the available loan options in the UAE Exchange. Make sure you give us a call if you need assistance, and our team will guide you through the process of getting your personal loan approved without any trouble.
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Akshita
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