Akshita is a Brand Executive and content professional with experience in branding and banking and finance communication in the UAE. She combines strategic storytelling with a strong understanding of audience needs to create clear, trustworthy content. Her expertise in brand development, financial writing, and consumer engagement helps deliver information that is both insightful and accessible.
Reviewed ByRavindra DhakarProduct Manager
Ravindra Dhakar
Product Manager
With 4+ years of experience in banking and financial services, Ravindra Dhakar serves as a Product Manager at Paisabazaar.ae, specialising in banking and finance products. He is adept at developing customer-centric financial solutions, optimising product strategies, and driving innovation across lending, payments, and consumer banking to enhance financial accessibility and user experience.
A personal loan is the best option for borrowing money when you do not want to borrow it from your relatives or friends. Banks and financial institutions offer personal loans in the UAE at a reasonable rate of interest allowing you to repair that ceiling or fund the education of your child or pay for any other hefty expense. Abu Dhabi Commercial Bank offers easy personal loan at lower interest rates to ensure that personal loan does not become a matter of concern for you.
Procedure to apply for a personal loan in ADCB
You can choose an offline or online platform to apply for a personal loan in ADCB
Applying for Personal Loan in ADCB offline:
Visit the nearest ADCB branch
Request for Personal Loan form
Fill in the form
Submit a copy of the required documents along with the form
The bank will check and verify your documents and transfer the required loan amount within few working days
ADCB also gives you the option of comfortably applying for a Personal loan in ADCB online. To avail of this facility follow these steps:
ADCB existing customers can receive personal loan approval within 10 minutes through ADCB Hayyak Mobile App
You can also apply for a Personal Loan in ADCB by calling the contact center number 600 50 2030 anytime.
ADCB also allows you to apply for a personal loan through SMS. Send ‘PIL’ from your registered mobile number to 2626
Alternatively, you can also find the best personal loan offers for Abu Dhabi Commercial bank on paisabazaar.ae and receive a personal loan from ADCB
The team of experts at paisabazaar.ae will refer to your application and guide you to receive personal loan from ADCB easily.
Benefits of applying for personal loan from ADCB
Loan Consolidation
Salary draft up to 3 times (2 times for expatriates)
Convenient financing
Simple process of documentation
Low interest rates
High Salary multiples
Complimentary ADCB Credit card
Earn touch points
Finance Structure
UAE Nationals
Expatriates
Maximum finance amount (AED)
Up to 3 times of your salary
Up to 2 times of your salary
Maximum tenure
48 months
48 months
Rate of Interest
4.25% per annum
5.25% per annum
Touch Points
Up to 300 for every AED 1000 of loan amount
Up to 300 for every AED 1000 of loan amount
You can use the personal loan calculator on ADCB personal loan webpage to calculate the amount you will require paying according to the interest rate and tenure. All you need to do is:
Specify the amount you need to borrow
Select the tenure
Documents required
Valid Passport
EIDA Card Copy
Salary certificate addressed to ADCB, not older than 30 days from the date of loan application
Duly filled application form
Bank statement copy of last 3 months
Details of existing loans and liabilities
The aforementioned list is not complete or absolute. The bank may require other or more documents to sanction your loan.
Am I eligible to receive a personal loan from ADCB?
If you are a UAE National or resident aged 21 or above, you are eligible to receive a personal loan from ADCB
Points to remember:
The amount of maximum personal loan that will be sanctioned to you will be determined by your monthly salary
The bank will charge an additional one-time fee for life insurance cover
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Akshita
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