Chanchal Singh is a content strategist at Paisabazaar.ae, focused on banking and finance-related content for the UAE market. With over 2 years in insurance & finance content, she specialises in making personal finance simpler for individuals and businesses. She breaks down complex financial concepts into clear, actionable insights, enabling you to evaluate options and make informed decisions through research-driven, user-centric content.
Reviewed ByRavindra DhakarProduct Manager
Ravindra Dhakar
Product Manager
With 4+ years of experience in banking and financial services, Ravindra Dhakar serves as a Product Manager at Paisabazaar.ae, specialising in banking and finance products. He is adept at developing customer-centric financial solutions, optimising product strategies, and driving innovation across lending, payments, and consumer banking to enhance financial accessibility and user experience.
CBD offers personal loan for expats in order to fulfill their several cash requirements. The personal loan for expats offered by the CBD comes with attractive interest rates and low processing fees.
Interest Rate on CBD Personal Loan for Expats
The interest rate on CBD personal loan starts from 5.50 percent reducing per year.
*Note: Interest rates are subject to individual profile as well as CBD credit analysis
Features & Benefits of CBD Personal Loan for Expats:
CBD offers personal loan for expats. Given below are its key features & benefits:
High Loan Amount: The bank offers loan amounts of a maximum of 750,000 AED
Long Repayment Period: The borrower can enjoy a flexible tenor period of a maximum of 48 months.
No Minimum Balance: Current account with a requirement of no minimum balance
Complimentary debit card: Free debit card is offered to the borrower
Deferment Facility Available: With this commercial bank of Dubai personal loan, the borrower can enjoy the deferment facility.
Buy-out Facility: Transfer or buy-out of personal loan from other banks (with or without topping up the loan amount).
Eligibility & Documents Required for CBD Personal Loan for Expats
Eligibility Criteria
Age Criteria
Minimum 21 years & Maximum 60 years (at the time of loan maturity)
Minimum Income Required
8000 AED
Other Requirement
Confirmed employee or with minimum 6 months of experience with a CBD approved employer
Documents Required
Proof of Identity/Address
Emirates ID, Passport & Resident Visa
Other Documents
Application form & loan agreement
Bank Statements of the last three months
Salary Transfer letter
Frequently Asked Questions
Q.1. What is a top-up loan?
If you already have an existing commercial bank of Dubai personal loan, and if your eligibility permits to borrow more loan amount then the bank will top-up your existing loan.
Q.2. Will I get any extra benefit along with this personal loan?
Yes, you will get a range of extra benefits such as a free debit card and also, flexible repayment option with this personal loan.
Q.3. If I have just recently joined a company in the UAE, will I be eligible for CBD personal loan?
If your company is a CBD approved employer & currently if you are a confirmed employee then you can avail a CBD personal loan.
Q.4. Is salary transfer to CBD mandatory?
Yes, it is mandatory.
Q.5. How is the interest rate calculated?
Personal loan interest rate for CBD is calculated on the basis of several factors such as loan amount, your employer, monthly salary, your existing debt, and some other credit parameters.
94 genuine reviews and ratings across our services.
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4.7 / 594 reviews
Check & compare CBD personal loans for expats interest rate, benefits, eligibility criteria, minimum salary, maximum loan amount & documents required.
Best Personal Loan Comparison PlatformI was confused about which bank to choose for my personal loan because every bank had different rates and eligibility conditions. Paisabazaar.ae made it easier to compare the options in one place. I could check the loan amount, rate and repayment details before deciding where to apply.
Concern about salary eligibilityMy main concern was whether my salary would qualify me for a personal loan. Instead of checking every bank website separately, I used Paisabazaar.ae to explore the available options. It saved me quite a bit of time and helped me understand which loans were worth checking.
First-time personal loan borrowerThis was my first time applying for a personal loan in UAE, so I had quite a few questions. I wasn’t sure about the documents and eligibility and the whole application process. I got to know about Paisabazaar.ae and got a call from them. I really appreciate their support team as they helped me understand the process before I submitted my application. That made the whole thing less stressful.
Much better than bank sitesCompared to individual bank websites, this one is much more user-friendly. I liked how I could browse and explore all the UAE personal loans and their rates and even approx instalments — everything out there on my screen!
One and only one placeAfter searching practically all the market for insurance, I can confidently say paisabazaar.ae is the best and the most unique. I am very in awe of how literally all the best plans are on their website. What I liked even more is that these insurance policies are at very low prices. Truly I have found only one place with this combo of plans and low costs.
Good for my choiceI thought my salary won’t bring me any loans. But with Paisabazaar.ae I easily got a personal loan for 5000 salary. A few clicks is all it took.
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Chanchal Singh
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