RAKBANK RED Credit Card
The RED card by RAKBANK is a top choice for those new to cards or with low salaries. With this card, you save money as it has a zero annual ...read more
Best credit cards with 0 Annual fee*
Chanchal Singh
RAKBANK Red Credit Card Benefits and Features
Let’s take a look at the RAKBANK RED credit card benefits so that you can know whether they meet your requirements —
🏨Travel Perks ✈️
💎 Up to 7% credit bank in the wallet when you book your stay with Booking.com
💎 15% off and additional perks with IHG Hotels across
- The Middle-East
- India
- The Maldives
- Africa
- Europe
💎 20% discount on car rentals along with an upgrade on the next ride
💎 10% off with Rentalcars.com across 60,000 locations in 160 countries
💎 Access to over 10 regional and international airport lounges for free across —-
- Saudi Arabia
- The UAE
- Egypt
- Kuwait
- Singapore
- Morocco
- France
- Germany
- The UK
- Canada
- The USA and more
💪Lifestyle Perks🍴
💎 25% off on the first Fiit subscription
💎 1 week of complimentary Lingokids subscription plus 50% off on all monthly subscriptions
💎 Exceptional discounts on food and grocery deliveries with the Talabat app
Are You Eligible for the RAKBANK RED Credit Card?
Keep in mind that applying without knowing the eligibility criteria may result in the card application status. Thus, we have provided you with the eligibility requirements for salaried and self-employed applicants for the RAKBANK Credit Card —
For Salaried Employees
| Age | 21 years or above |
|---|---|
| Residency | UAE expat or citizen |
| Minimum Monthly Salary | AED 5,000 |
For Self-Employed Individuals
| Age | 21 years or above |
|---|---|
| Residency | UAE expat or national |
| Quarterly Turnover or Quarterly Account Balance | Minimum quarterly turnover of AED 75,000 or an average quarterly account balance of AED 150,000 |
Which Documents are Required for a RAKBANK RED Card Application?
After you submit a request for a new card, RAKBANK checks your documents to verify your identity and analyse your financial profile. Given below are the general documents for the process —
| For Salaried Employees | For Self-Employed Individuals |
|---|---|
|
|
Note
📝Present valid and original documents
📝Copies of the documents mentioned above may be required
📝Additional documents may be requested
Scheduled Fees of Red Card by RAKBANK
Knowing the card-related fees maintains transparency between the bank and the cardholder. Make sure to go through all the charges before you start your application. Here are the major ones —
| Type of Fee | Charges |
|---|---|
| Overlimit Fee | AED 299.25 |
| Cash Advance Fee | 3.31% or 105 (whichever is higher) |
| Returned Cheque Fee | AED 105 |
| Late Payment Fee | AED 241.5 |
| Liability/ No Liability Letter | AED 52.5 |
| Sales Voucher Copy Fee | AED 68.25 |
| Duplicate Statement Fee | AED 47.25 |
Still got questions about the RED card by RAKBANK? No worries, we are here to assist you! In the last section, we have answered some of the most popular questions.
FAQs on RAKBANK Red Credit Card
Ans: If you’re a self-employed applicant, you need to fulfil the following entry requirements —
- Minimum Age — 21 years
- Minimum Quarterly Turnover — AED 75,000 or Minimum Quarterly Account Balance- AED 150,000
- Residency — UAE citizen or resident
Ans: Yes, you have access to more than 10 regional and international airports across several countries.
Ans: Yes, with the RED card, you get 15% off on your hotel booking along with a range of exceptional perks.
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