Are you ready to take control of your financial future? Abu Dhabi Commercial Bank (ADCB) is here to help you. It is a prominent lending institution among UAE residents which offers a range of personal, business, and private banking solutions from loans to opening bank accounts.
Chanchal Singh is a content strategist at Paisabazaar.ae, focused on banking and finance-related content for the UAE market. With over 2 years in insurance & finance content, she specialises in making personal finance simpler for individuals and businesses. She breaks down complex financial concepts into clear, actionable insights, enabling you to evaluate options and make informed decisions through research-driven, user-centric content.
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Ravindra Dhakar
Product Manager
With 4+ years of experience in banking and financial services, Ravindra Dhakar serves as a Product Manager at Paisabazaar.ae, specialising in banking and finance products. He is adept at developing customer-centric financial solutions, optimising product strategies, and driving innovation across lending, payments, and consumer banking to enhance financial accessibility and user experience.
Within the personal loan category, options for both nationals and expatriates are available. With flexible repayment tenures and high loan amounts, ADCB personal loan is a perfect option to finance your personal requirements.
Best ADCB Personal Loans in UAE
Abu Dhabi Commercial Bank
Plan NamePersonal Loan for Expatriates
Minimum Salary (AED)5000
Fixed Rate5.99%
Abu Dhabi Commercial Bank
Plan NamePersonal Loan for UAE Nationals
Minimum Salary (AED)5000
Fixed Rate5.24%
Abu Dhabi Commercial Bank
Plan NameIslamic Personal Finance - UAE Nationals
Minimum Salary (AED)5000
Fixed Rate5.24%
ADCB Personal Loan- Key Features
The primary features of the ADCB Bank personal loan include:
✔️Competitive personal loan interest rates
✔️Credit of TouchPoints – Up to 150 Points for every AED 1,000 of loan amount
The ADCB personal loan calculator is a handy tool that helps you estimate your monthly loan payments before applying for a loan. It’s simple to use—simply mention the loan amount, interest rate, and loan tenure, and the calculator will show you how much you’ll need to pay each month.
Likewise, Paisabazaar.ae has its own personal loan calculator. You can use it for free without any hassle.
Wondering about its benefits?
Financial Planning: It helps you understand how different loan terms affect your repayment
Comparison: It also lets you compare various loan options offered by banks
Informed decisions: Allows you to choose the one that best fits your budget
Personal Loan EMI Calculator
Total Interest AmountAED 0
Monthly InstalmentAED 0
Total Payable (Principal + Interest)AED 0
AED
10,00010,000,000
%
150
Reducing Rate (1% - 50%)
1240
(Minimum & Maximum Months)
ADCB Personal Loan - Fees and Charges
Refer to the following table to know the personal loan fees of the ADCB Bank:
Type of Fees
Charges
Processing Fees
0.75% of the principal loan, Min- AED 500
Credit Life Insurance
0.75% of the loan amount
Deferment of Instalment
AED 100 for every deferred loan instalment
Delayed Payment Penalty Interest Charges
Additional 3% per annum over agreed rate from the date of default (Min- AED 50)
Early Settlement Fee – Loans From ADCB Bank
1.5% of the outstanding loan amount
Early Settlement Fee – Loans From Other Banks
5% of the outstanding loan amount
Apply for an ADCB Bank Personal Loan via Paisabazaar.ae
Paisabazaar.ae is your go-to platform for all personal loan needs. Follow these steps to apply for ADCB Bank loan:
STEP 1: Click here to view the lead form.
STEP 2: Complete the form and submit it.
STEP 3: Locate the ADCB personal loan.
STEP 4: Apply and follow the on-screen prompts.
ADCB TouchPoints Eligibility in the UAE
TouchPoints Awarded On
TouchPoints Earned
Cap
Earn TouchPoints when the net loan amount is more than AED 10,000
TouchPoints earned for every AED 1,000
AED 75,000
> 10,000 - <= 150,000
100
> 150,000
150
How to Contact a Bank Regarding ADCB Bank Personal Loan?
Given below are the ADCB personal loan contact numbers:
Within the UAE- 📞600502030
Outside the UAE-📞 +971600502030
Islamic Banking- 📞600562626
Have any questions? Don’t worry, we have got you covered! Let us help you find the perfect coverage with ease.
Frequently Asked Questions
Q1. What is the minimum personal loan amount ADCB offers?
The bank offers a minimum personal loan of AED 15,000 for both UAE Nationals and UAE Expatriates.
Q2. What is the ADCB personal loan minimum salary requirement in the UAE?
The minimum salary for a personal loan in ADCB is AED 5,000.
Q3. What is the minimum loan amount for which I will earn TouchPoints?
The personal loan amount must be AED 10,000 for earning TouchPoints.
Q4. What is the applicable processing fee for ADCB personal loan for expats?
The processing fee is 0.75% of the principal loan.
Q5. Currently, I’m travelling outside the UAE. I have some queries regarding my personal loan which is in the UAE. How can I contact the bank authorities?
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Check & compare ADCB personal loan interest rate, eligibility, minimum salary requirements, maximum loan amount & documents required to apply loan.
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Minimum Salary 5000 AED
EMI Tenure up to 48 Months
Lowest Interest Rates
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