Dubai Islamic Bank Consumer Reward Card Features & Benefits
Reward points on Every Spend*
Tanvi Pathak
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Founded in the year 1975, Dubai Islamic Bank (DIB) has an experience of 40+ years in catering to UAE residents through its wide range of credit cards. Being the largest Islamic banking organization across the UAE, the bank offers a Shariah compliant range of credit cards.
Among all the cards offered by the bank, the Dubai Islamic Bank Consumer Reward Card is one of the best ones. This card has an annual fee of AED 200 (excluding VAT) and allows its customers to earn cash back on their daily purchases. In simple words, this DIB credit card helps you to make the most of your everyday spending.
Key Highlights of the Dubai Islamic Bank Consumer Reward Card
- You need at least AED 3,000 of retail purchases in a statement cycle to earn cash back.
- Annual fee of AED 200 (excluding VAT).
- A maximum of 3 percent cash back.
- A minimum monthly salary of AED 5,000 is required to be eligible for this card.
Some Basic Dubai Islamic Bank Consumer Reward Card Features
Given below are the key features of the Consumer Reward Card offered by the Dubai Islamic Bank:
Instant Savings
When you spend using the Dubai Islamic Bank Consumer Reward Card, you can avail cash back on your all transactions. Once you spend at least AED 3,000 in a statement cycle, you can use this DIB credit card at participating merchants & start saving significantly to increase your monthly savings.
Minimum Monthly Spend
You need at least AED 3,000 of retail purchases in a statement cycle to earn cash back with this Dubai Islamic Bank Credit Card. You can simply use it at any of the participating merchant categories & enjoy attractive cash back instantly.
Plenty of Cash back Opportunities
The Dubai Islamic Bank Consumer Reward Card offers you a great chance to earn cash back on your everyday spend. From supermarket & hypermarket purchases, fuel, bills, and more, this card provides you plenty of opportunities to increase your savings.
Annual Fee
This DIB credit card has an annual fee of AED 200 (excluding VAT).
Few Dubai Islamic Bank Consumer Reward Card Benefits
The Dubai Islamic Bank Consumer Reward Card offers exclusive benefits that make it one of the best credit cards in the UAE. Following are the key benefits:
Guaranteed Cash back
Whether you are at your home paying bills or you are out shopping for groceries at supermarket or hypermarket or even refueling your vehicle, you can earn cash back with this card. It lets you earn guaranteed cash back of a maximum of 3 percent on your everyday spending.
Below specified is the cash back earning rates for the Dubai Islamic Bank Consumer Reward Card:
| Categories of Merchant |
Consumer Reward Card | |
|---|---|---|
| Cash Back (in percent) | Maximum Monthly Cash Back (AED) | |
| Hypermarket & Supermarket Spends | 3 | 200 |
| School Fees | 3 | 200 |
| Fuel Spends | 3 | 100 |
| Salik & NoI Recharges | 3 | 25 |
| Utility Bills | 3 | 100 |
| Automobile Servicing | 3 | 300 |
| Du & Etisalat Bill Payments | 3 | 100 |
Total cashback is capped at AED 1,000 per billing cycle.
Roadside Assistance
The Dubai Islamic Bank Consumer Reward Card offers you a maximum of 3 free roadside assistance services in one year. Moreover, you can enjoy this service by paying one time upgraded fee as required by the Dubai Islamic Bank.
Final Words
Brought to you jointly with the Department of Economic Development & DIB, this Dubai Islamic Bank Consumer Reward Card allows you to bulk of savings every time you this card for a variety of daily spending all over the UAE. From supermarkets & hypermarkets, fuel, bills, your opportunities of earning cash back are very huge that make this card an ideal one for all types of spenders.
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