Best Airport Lounge Access Credit Cards in UAE 2026

An Overview of Credit Cards with Lounge Access in UAE

Airport lounge access credit cards in UAE allow eligible cardholders to visit premium lounges at domestic and international airports without paying any entry fees. With the top cards, you get access to the global networks like —

• Priority Pass
• MasterCard Travel Pass
• LoungeKey
• Visa Airport Companion

Based on the card that you choose, you can enjoy benefits like —

• Unlimited lounge access
• Free lounge visits per year 
• Access for supplementary cardholders 

Note - These cards offer you a world of privileges like comfortable seats in lounges, high-speed Wi-Fi, gourmet food, and beverages. 

To help you out, we have curated the list of the best airport lounge access credit cards in the UAE. We will also explore who should choose which card and the right way to find one that suits your needs. 

Features and Benefits of a Credit Card with Airport Lounge Access in the UAE

Credit cards with lounge access are usually travel credit cards with complimentary lounge access (up to certain limits, sometimes), air miles, travel/purchase insurance, concierge services, dining discounts, and more. 

These cards are vouched for —

• Access to worldwide airport lounges via networks like the Mastercard Travel Pass app, the Visa Airport Companion app, Priority Pass, and LoungeKey
• You can manage the access via these apps. You can also use them to locate lounges.

As a user of a credit card with airport lounge access, you get —

• Comfortable waiting spaces, especially during layovers — be it at DXB or other international airports
• Access to guests on certain premium cards 
• Save on your otherwise pay-per-visit lounge entry
• Travel comfortably irrespective of airline loyalty or frequent flyer status

Best Airport Lounge Access Credit Cards in UAE 2026

Here is the list of the best airport lounge access credit cards for your convenience — 

Important Notes

• Lounge access on some cards is subject to minimum spends or usage conditions
• Guests may or may not incur additional fees or charges
• You need to register via the respective lounge app to access airport lounges
• The lounge availability largely depends on the airport terminal and the lounge capacity

On a Side Note: Understand Airport Lounge Access Debit Cards in UAE Although credit cards provide easy access to airport lounges, some premium debit cards also offer limited lounge access. Here are the top debit card types that provide airport lounge access — Visa Signature Debit Cards Mastercard World or World Elite Debit Cards Visa Platinum Debit Cards These cards usually offer - Access to only selected airports Limited complimentary lounge visits Lounge entry via MasterCard or Visa programs

Categories of the Best Credit Cards for Lounge Access in UAE

Having listed the best credit cards for lounge access, let’s now understand your options if you are looking for —
 

Best Credit Card for Unlimited Airport Lounge Access

Best Airport Lounge Access Credit Cards - Blue FAB Signature Credit Card by Al-Futtaim, ADCB TouchPoints Visa Infinite Credit Card, FAB Etihad Guest Infinite Credit Card

Best For - UAE-based frequent travellers who visit airports multiple times per year and prefer unrestricted lounge entry

Best Credit Card for Limited Free Airport Lounge Access

Best Credit Card for Lounge Access - Citi Ultima Credit Card, HSBC Live+ Credit Card, FAB Travel Credit Card, Citi Prestige Credit Card, ADCB LuLu Platinum Credit Card, Liv. Cash back Credit Card

Best For - These cards are perfect for occasional travellers

Best Airport Lounge Access Credit Card with No Annual Fees

Best Airport Lounge Access Credit Cards - Liv. Cash back Credit Card, Blue FAB Signature Credit Card by Al-Futtaim, ADCB LuLu Platinum Credit Card, Deem Finance Platinum Mastercard Credit Card

Best For - Travellers who want to enjoy lounge privileges without paying annual fees

Who Should Choose a Credit Card with Airport Lounge Access?

Airport lounge access credit cards are suitable for you if you are —

1. A frequent flyer travelling monthly or quarterly
2. Business traveller who needs to use international airport lounges
3. Travelling with family and having guests
4. Someone with frequent interconnecting flights or overlays 

How to Use a Credit Card with Airport Lounge Access?

To enjoy airport lounge access without any hassle, here’s what you need to do — 

1. Register your credit card on the relevant lounge app
2. Carry that eligible card when travelling
3. At the lounge entrance, present your card or digital pass
4. Confirm the visit eligibility before entry

Note – Check the visit limits and guest policies to avoid charges. 

How Do Airport Lounge Access Credit Cards in UAE Work?

If you have a credit card with lounge access, you can use the card and boarding pass at participating lounges for free or after paying the entry fee.

You can manage the access through the Mastercard Travel Pass app or the Visa Airport Companion app. 

Note that the airport lounge access credit cards offer access to —

• Free food and drinks
• High-speed Wi-Fi
• Workstations
• Private rest areas

Some credit cards may require you to meet specific purchase requirements to access the airport lounge.

How to Find the Right Credit Card with Airport Lounge Access?

To choose the right credit cards with lounge access, you can factor in the following points —

• Travel Habits - To get the right card, first analyse your travelling patterns — whether you travel frequently or occasionally. This will help you decide if you need a credit card with unlimited airport lounge access or limited visits. 
• Check the Lounge Access Details - Make sure your card covers airport lounges at the airports that you visit frequently. 
• Understand the Credit Card’s Fee Structure and Rewards - Whichever cards you have so far settled on, analyse their fee structure – annual fee, reward structure, and milestone benefits. This will help you narrow down to the right card. 
• Review Additional Perks - Many airport lounge access credit cards offer extra benefits like concierge services, cashback, or travel insurance. Check for these services (if required) in your cards before making a decision. 

Compare & Personalise Best Airport Lounge Access Credit Cards in UAE on Paisabazaar.ae!

If you are still confused about the right credit card from all the above options, let Paisabazaar.ae help you there. With the top cards available in one place, we bring you only the best-fitting credit cards with lounge access as per your requirements. Explore promising and reward-loaded card options from banks and lending institutions in the UAE. 

Just make sure you are aware of your travel requirements and choose the relevant filters — and voila, you can compare and get the right credit card in no time! Fill in our lead form to start your journey.

Click here for the best credit cards for airport lounge access!

List of Top Airport Lounge Access Credit Cards in UAE

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