Emirates Islamic Emarati Credit Card

Whether you are chasing the next adventure, indulging in fine dining, or simply looking for some retail therapy, the Emirates Islamic Emarati credit card is your ideal companion. From dining offers to complimentary travel insurance, this card brings a wide range of benefits to you!

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  • Airport Lounge
  • Shopping Benefits
  • Fuel benefits
  • Movie Discounts
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Dubai
Abu Dhabi
Sharjah
Ras Al Khaimah
  • Cashback up to AED 2,000
  • Rewards + Welcome Offers
  • No Annual Fee
  • Travel benefits
  • Dining Discounts
  • Entertainment Benefits

With this Emirates Islamic card, your spending becomes rewarding — earn up to 3.75 Smart Miles on local and international transactions. In fact, if you are planning to make a big purchase, you can also choose the Easy Payment Plan and pay small instalments.

Best Emirates Islamic Bank Credit Card in UAE

Perks and Benefits of the Emirates Islamic Emarati Credit Card

You can enjoy the following privileges with the EIB Emarati card in the UAE —

  • Discount of up to 50% on Talabat food orders
  • Complimentary valet parking facility at Mall of the Emirates, D3, Dubai Mall, and more
  • 2 ‘Buy 1 Get 1’ complimentary Roxy Cinema tickets every month with 20% off on beverages and food
  • Up to 3.75 EI Smart Miles per AED 1 spent on international transactions
  • Up to 2.5 EI Smart Miles per AED 1 spent on domestic transactions
  • Unlimited complimentary 1,000+ airport lounge access across the globe
  • Option to exchange EI Smart Miles with Etihad Guest, Intermiles, U By Emaar, Etisalat Smiles Points, and Emirates Skywards
  • USD 25 credit for food and beverages at 900+ hotels across the globe with the Visa Luxury Hotel Collection
  • Complimentary access to the Sharjah Ladies Club and Dubai Ladies Club
  • Up to 4 supplementary cards for free without any annual fees
  • Complimentary travel insurance of up to USD 500,000
  • Complimentary global concierge 24/7
  • Features like Easy Payment Plan, Balance Transfer Facility, and 3D Secure available

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Are You Eligible for the EIB Emarati Credit Card?

Know if you qualify for the Emirates Islamic Bank Emarati credit card

Type of Eligibility Requirements
Minimum Age 21 years
Minimum Monthly Salary AED 12,000
Status of Employment Salaried or self-employed
Nationality UAE national or expatriate
Credit Score As per the bank

Emirates Islamic Emarati Credit Card Application — Documents Checklist

Here is a list of the documents required for your application —

For UAE National For UAE Expatriate
  • Emirates ID
  • Passport
  • Latest 3-6 Months’ Bank Statement
  • Salary Certificate (for salaried)
  • Trade Licence (for self-employed)
  • Completed Application Form
  • Emirates ID
  • Passport
  • UAE Residence Visa
  • Latest 3-6 Months’ Bank Statement
  • Salary Certificate (for salaried)
  • Trade Licence (for self-employed)
  • Completed Application Form

Note

  • Present valid documents
  • Keep the originals and copies of each document handy
  • Additional documents may be required

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Apply for an Emirates Islamic Emarati Credit Card via Paisabazaar.ae

On Paisabazaar.ae, you can experience a seamless card application process. 

Simply follow these steps —

Click here > Submit the lead form > Check out the quotes > Compare and select a card > Apply

If you have any questions, we are just a call away! Dial 800 728 4647.

With us, you can enjoy exclusive privileges —

  • Get the best cards from the top banks of the UAE
  • Easily compare multiple cards on one platform
  • Contact our customer support team for assistance
  • Complete your application process in minutes

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Emirates Islamic Emarati Credit Card — Fees and Charges

Refer to some of the key charges of this card — 

Type of Fee Charges
Annual Fee Nil
Profit Rate AED 0.0339
Retail Interest AED 0.0184

Frequently Asked Questions

Q1: Can I use the earned Smart Miles to book airline tickets?

Ans: Yes, you can transfer the earned points to the partner airlines, including Intermiles, U By Emaar, Etisalat Smiles Points, Etihad Guest, and Emirates Skywards.

Q2: Which complimentary services are available on the Emirates Islamic Emarati credit card?

Ans: The following complimentary facilities are available with this card — 

  • Access to the Dubai Ladies Club and the Sharjah Ladies Club
  • Airport lounge access
  • Valet parking services
  • Global concierge service
  • Travel insurance
  • Roxy movie tickets
  • Supplementary cards
Q3: How much is the annual fee for the EIB Emarati card?

Ans: The card does not have an annual fee.

Q4: How much salary is required to apply for the Emirates Islamic Emarati credit card?

Ans: You must have a monthly salary of at least AED 12,000.

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