Emirates Islamic Switch Cashback Credit Card

The Emirates Islamic Switch Cashback credit card is a basic card available for those with a low salary. However, the card features exceptional and extensive privileges on various categories, including lifestyle and travel. You also get the option to pay in instalments for huge purchases. Additionally, in case of emergency cash requirement, the EIB card allows you to withdraw 80% of your card limit. ...read more

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  • Cashback up to AED 2,000
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Emirates Islamic Switch Cashback Credit Card- Key Features 

Enjoy the following privileges with the Emirates Islamic Switch Cashback card:

Benefits Category  Perks 
Basic Benefits
  • Extended Warranty feature that automatically doubles the original manufacturer’s warranty up to one year from the original warranty’s expiry date
  • Purchase Protection feature to protect your purchase against damage or theft
  • Cash on Call feature to avail of up to 80% of your credit limit
  • Easy Payment Plan to make your purchases easy and pay in instalments with 0% interest
Lifestyle Benefits 
  • Earn exclusive cashback of:
    • 8% on fuel spending
    • 4% on supermarkets, dining, education, airlines, and hotels
    • 0.5% on real estates, government transactions, utilities, and telecom
    • 1% on other spending
  • Up to 2 ‘Buy 1 Get 1’ Vox or Reel movie tickets for free every month
  • Two rounds of free golf access at Abu Dhabi Golf Course or The Trump International Golf Club or Jebel Ali Golf Course, or Arabian Ranches Golf Club
  • 20% off on Emaar Entertainment Attractions
  • 1 free valet parking service per month at selected locations across the UAE
  • Free access to the Dubai Ladies Club 
Travel Benefits 
  • Complimentary unlimited access to 1,000+ airport lounges across the globe
  • Up to complimentary Marhaba Meet & Greet bronze services every year
  • Exclusive privileges on the Luxury Hotel Collection stays
  • Multi-trip travel insurance available

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Are You Eligible to Apply for an Emirates Islamic Switch Cashback Card?

It’s important to stay updated with the eligibility requirements of a card before starting application. Refer to the EIB’s card eligibility below: 

Type of Eligibility  Requirements
Minimum Age 21 years
Minimum Salary  AED 5,000
Status of Employment  Salaried or self-employed 
Nationality  UAE national or expat
Credit Score  As decided by the bank

Note

📝Additional eligibility may apply. 

Emirates Islamic Switch Cashback Credit Card- Documents Checklist 

Check out the list of documents required during the Emirates Islamic Credit Card application:

For Salaried  For Self-Employed
✔️Emirates ID 
✔️Passport 
✔️UAE Residence Visa (only for expats) 
✔️Salary Certificate/ Salary Slip
✔️Latest 3-6 Months’ Bank Account Statement 
✔️Duly Filled Application Form 
✔️Emirates ID 
✔️Passport 
✔️UAE Residence Visa (only for expats)
✔️Trade Licence & Memorandum of Association
✔️Last 3-6 Months’ Company Bank Statements 
✔️Duly Filled Application Form 

Note

📝All documents must be valid and original. 

📝Copies of each document must be kept ready. 

📝Additional document(s) may be required.

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How to Apply for an Emirates Islamic Credit Card via Paisabazaar.ae?

We, at Paisabazaar.ae aim to provide our customers with a seamless application process. 

To know the steps, follow the instructions given below:

  1. View the lead form. 
  2. Complete it. 
  3. Check out the quotes. 
  4. Read the fine print of the cards and compare them.
  5. Click on the ‘Apply’ button. 

Why Paisabazaar UAE?

✨An extensive card option from several top banks in the UAE

✨A platform to compare similar cards and select the ideal one

✨Get assistance from the experts’ team regarding all credit card needs

✨Hassle-free application with quick approval

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Emirates Islamic Switch Cashback Card- Fees & Charges 

Tabled below are the key fees and charges of the Emirates Islamic Switch cashback credit card:

Types of Fees  Charges 
Annual Fees  First year- Free Second year- AED 313.95 (fee is waived subject to a spending of AED 30,000+ in the last 12 months)  From third year onwards- AED 313.95
Over-Limit Fee AED 261.45
Late Payment Fee  AED 131.25
Retail Interest  3.69% per annum

Frequently Asked Questions 

Q1: I have exceeded my EIB card limit. How much is the over-limit fee charged by the bank?

Ans: The bank charges an over-limit fee of AED 261.45.

Q2: Is travel insurance included in the card?

Ans: Yes, you get complimentary multi-trip travel insurance. 

Q3: How much cashback do I earn on education-related spending?

Ans: 4% cashback is credited to your account on education spending.

Q4: How many free valet parking services do I get in a month with the Emirates Islamic Switch Cashback card?

Ans: You get 1 free valet parking every month. 

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