Emirates NBD noon One Visa Credit Card

Do you shop regularly at noon, Namshi, or noon Food and want to save? The Emirates NBD noon One Visa Credit Card can help you save on noon spends. With this card, you get up to 20% noon credits. Moreover, this card comes without any annual fee. It’s indeed one of the most value-driven cards for noon network shoppers. Find out more about the card below! ...read more

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Best credit cards with 0 Annual fee*

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Monthly Income (Dirhams)
Below 5k
5k - 8k
8k - 12k
12k - 15k
15k - 20k
20k - 25k
25k - 30k
Above 35k
Cashback up to AED 2,000
Cashback up to
AED 2,000
Rewards + Welcome Offers
Rewards + Welcome Offers
No Annual Fee
No Annual Fee
Travel benefits
Travel benefits
Dining Discounts
Dining Discounts
Entertainment Benefits
Entertainment Benefits
Tanvi Pathak
Written Byverify-iconTanvi PathakTeam Lead Writer (Expertise - Banking )
Ravindra Dhakar
Reviewed Byverify-iconRavindra DhakarProduct Manager
Last updated on 24 September 2026Editorial Standards
Emirates NBD noon One Visa Credit Card

Key Highlights of ENBD noon One Credit Card

Key Elements

Details

Annual Fee

Free for Life

Suitable for

Frequent noon network shoppers

Welcome Bonus

AED 500 when you spend AED 5,000 on the card in the first 2 months

Rewards 

Earn up to 20% back as noon credits on spending across all noon platforms

Eligible noon Platforms

noon, noon Food, Namshi, noon Supermall, noon Minutes, NowNow, and noon Home Services

Minimum Monthly Salary

AED 5,000

Key Features of the ENBD noon Credit Card

Emirates NBD noon One credit card offers special discounts across e-commerce platforms like noon, Namshi, NowNow, and noon Food. The rewards structure is designed with your spending patterns in mind. 

With this card, you get:

  • Up to 20% back as noon credits on your spending across noon, Namshi, NowNow, noon Supermall, noon Food, noon Minutes, and noon Home Services
  • Get 20% noon credits when you order food via noon Food
  • Earn 5% noon credits on all orders on noon Minutes | 15% off on non-electronics (5 orders per month up to AED 30)
  • Get 10% noon credits on shopping at NowNow
  • Receive 5% noon credits when you purchase on Namshi
  • Get 5% noon credits when you shop at noon Supermall
  • Enjoy a welcome bonus of AED 500 upon spending AED 5,000 on the card within the first 2 months
  • BOGO offer on VOX Cinemas 3x a month upon spending AED 3,500 per month
  • 0% instalment plan on all your spends

Additional Benefits

  • Security and insurance benefits with DoubleSecure
  • Exclusive Emirates NBD concierge desk access
  • 24/7 roadside assistance
  • Conveniently pay your DEWA, e&, and Empost bills online
  • Withdraw up to 50% of your credit limit from ATMs worldwide

Fees Associated with this Emirates NBD Credit Card

The Emirates NBD noon One credit card is free for life, with standard charges applying to cash advances, foreign transactions, and more. Here are the charges related to the Emirates NBD noon One Visa credit card.

Fees

Amount

Annual Fee

Free for Life

Finance Charges (Per Month)

3.69%

Cash Advance Fee

3.15% or AED 103.95 (whichever is higher)

Overlimit Fee

AED 292.95 per month

Late Payment Fee

AED 241.50 per month

0% Instalment Plan

1.05% of the principal outstanding

International Transaction Fee

1.99% of the transaction amount

Paper Statement Fee

AED 5.25 per month

Cheque/Direct Debit Return Fee 

AED 105

Sales Voucher Copy

AED 10.50

Disclaimer: Fees and rate figures can differ between the bank’s web page and its official key fact statement. Confirm the current terms before applying for the card.

Eligibility and Documents Required

To apply for the Emirates NBD noon One credit card, you must be a UAE resident aged 21 or older and earn at least AED 5,000 a month. A healthy credit score is also important. If you qualify, here’s a list of documents you need to present for this Emirates NBD credit card.

  • A physical copy of your Emirates ID
  • Valid passport copy
  • Your salary account’s IBAN

Who Should Apply for Emirates NBD noon One Card?

This card suits UAE residents who regularly spend on noon platforms and want automatic credits without an annual fee. Here’s a detailed rundown of who can apply for this Emirates NBD card.

The noon and Namshi Shopper

This category includes people who regularly order across noon platforms. The card is suitable for anyone who wants noon credit automatically in their noon wallet, rather than redeeming it manually.

First-time Applicant

This card suits first-time applicants who can easily meet the spending thresholds.

The Urban Professionals

People who rely on e-commerce and delivery apps, such as noon Food, NowNow, and noon Minutes for meals and groceries can also apply for this card. 

The  Cost-Conscious Budegeter

noon One credit card is also suitable for consumers who prefer buying products at discounted rates and want to spend nothing on annual fees. 

Is noon One Visa Credit Card Worth It?

If you spend most of your monthly budget on the noon network, the Emirates NBD noon One credit card is a good option. However, it offers lower value if you spend across different brands outside the noon network. 

Compare your card options in advance to choose one that matches your spending pattern. You can use Paisabazaar.ae for a quick comparison.

Emirates NBD noon One Visa Credit Card Offers

Frequently Asked Questions

Q1: Is noon One Visa credit card free?

Ans: Yes, Emirates NBD noon One Visa credit card is free for life, with no annual fees or joining fees. However, check the fees table for other charges before applying.

Q2: What are the benefits of noon One credit card?

Ans: This is a lifetime-free credit card that offers high cashback as noon credits and benefits across the noon shopping network. 

Q3: What are the welcome bonus terms?

Ans: New-to-bank customers, or those without an active Emirates NBD credit card, can earn a welcome bonus of AED 500 after spending AED 5,000 within the first 2 months of card issuance.

Q4: Does this card offer airport lounge access?

Ans: No, the Emirates NBD noon One credit card does not offer airport lounge access.

Q5: Is the noon One card worth it if I don’t shop on noon often?

Ans: Not essentially! You don’t get enough value back outside the noon network. 

Q6. How does the AED 2,000 monthly noon credits cap work?

Ans: You can earn up to AED 2,000 in noon credits each calendar month across all qualifying spends in total. Once you reach the limit, you don’t earn any extra credits. It automatically resets at the beginning of the next month. 

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