Emirates Islamic Business Credit Card
Emirates Islamic Business Credit Card is one of the most popular and reliable credit solutions. It is tailored to the unique business needs for startups, corporates, and SMEs. With unmatched flexibility and rewarding features, the Emirates Islamic Business Card helps organisations to manage their ...read more
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Dubai
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- Cashback up to AED 2,000
- Rewards + Welcome Offers
- No Annual Fee
- Travel benefits
- Dining Discounts
- Entertainment Benefits
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Emirates Islamic Business Credit Card Features
The Emirates Islamic Business Card offers multiple lucrative features that cater to the needs of both small businesses and enterprise-level organisations. The following are Emirates Islamic Bank Credit Card features -
| Features | Description |
|---|---|
| Card Rewards |
|
| Complimentary Airport Lounge Access | Access to more than 1,000 airport lounges globally for the 1st visit in every calendar year |
| Kalingo Plus | Book your business trip via Kalingo.com and enjoy packages from over 400,000 hotels |
| Luxury Hotel Collection | Access to over 900 luxury hotels worldwide with privileges like -
|
| Mazaya Offers |
|
| EI SmartMiles | Earn EI SmartMiles on all purchases |
Eligibility for Emirates Islamic Business Credit Card
This card is issued only to the bank’s commercial banking customers.
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Fees on Emirates Islamic Business Credit Card
Before using the Emirates Islamic Business credit card, the users must be aware of the card charges. Here is the complete breakdown of these.
| Particulars | Fee & Charges |
|---|---|
| Annual Membership Fee | Free for life |
| Cash Advance Fee | 3.15% of the cash advance amount or AED 103.95 (whichever is higher) |
| Maximum cash advance per transaction | AED 10,000 |
| Over-limit fee | AED 261.45 per month |
| Late payment fee | AED 225 |
| Card replacement fee | AED 78.75 |
| Overseas transaction in UAE Dirhams | 1.99% per transaction |
| Minimum Payment Due | 5% of the statement balance with any overdue amount |
| No Liability Certificate | AED 52.50 |
| Paper statement fee | Free |
| E statement | Free |
FAQs on Emirates Islamic Business Credit Card
Q1: Is there an annual fee for the Emirates Islamic Business Card?
Ans: No. This credit card is completely free of cost with no annual charges.
Q2: Can anyone apply for the Emirates Islamic Business Credit Card?
Ans: No. Only the Emirates Islamic Bank’s commercial banking customers with a valid finance facility are eligible.
Q3: Is the Emirates Islamic Business Credit Card Shari’a compliant?
Ans: The answer is ‘yes’. This card adheres to Shari’a guidelines and provides financial benefits without interest charges.
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