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Reviewed ByRavindra DhakarProduct Manager
Ravindra Dhakar
Product Manager
With 4+ years of experience in banking and financial services, Ravindra Dhakar serves as a Product Manager at Paisabazaar.ae, specialising in banking and finance products. He is adept at developing customer-centric financial solutions, optimising product strategies, and driving innovation across lending, payments, and consumer banking to enhance financial accessibility and user experience.
UAB offers personal loan for expats with flexible repayment periods up to 48 months. UAB offers several products and services under customized banking solution to meet various financial needs of an individual. UAB personal loan is offered at reducing interest rates up to 5.25% with maximum loan amounts up to AED 2 million.
Interest Rate Charged on UAB Personal Loan for Expats
UAB offers personal loan for expats on the interest rate as low as 5.25 percent per annum.
Features & Benefits of the UAB Personal Loan for Expats
Feature
Availability
Salary Transfer
Required
Early settlement
Yes 1% of settlement amount
Cashback
No
Free Credit Card
Yes
Free Personalized Cheque Book
Yes
Free Insurance
Yes
Introductory Offers
No
Phone Banking
Yes
Given below are the key features & benefits of personal loan for expats offered by UAB:
High Loan Amount: The borrower can avail a high loan amount of a maximum of 2 million AED.
Repayment Period: The borrower can enjoy a flexible tenor period of a maximum of 4 years.
Credit Card: Along with the personal loan, the borrower can also avail a free credit card with no annual fee for the first year.
Simplified Process: Fast approval & minimal documentation is required.
Buy-out Facility: The borrower can buyout loan from other banks to access additional funds.
Deferment & Top-up Facility: The borrower can postpone a maximum of two loan installments in one year. In addition to this, the borrower can apply for a top-up loan after making the 20 percent repayment of the existing loan.
Eligibility & Documents Required for the UAB Personal Loan for Expats
Eligibility
Age Criteria
Minimum 21 years & Maximum 60 years (at the time of loan maturity)
Minimum Income Required
7500 AED
Other Requirement
Working in a Government, Semi-Government or private employer approved by UAB.
Documents Required
Proof of Identity/Address
Passport Copy with a Valid Resident Visa
Other Documents
Original Bank Statements of the last 3 or 6 months Salary Transfer letter
Frequently Asked Questions
Q.1. Is salary transfer to United Arab Bank mandatory?
Ans: Yes, it is mandatory that your monthly salary should be transferred to United Arab Bank for a personal loan.
Q.2. Are collaterals needed to avail UAB personal loan?
94 genuine reviews and ratings across our services.
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Check & compare UAB personal loans for expats interest rate, benefits, eligibility criteria, minimum salary, loan amount & documents required.
Best Personal Loan Comparison PlatformI was confused about which bank to choose for my personal loan because every bank had different rates and eligibility conditions. Paisabazaar.ae made it easier to compare the options in one place. I could check the loan amount, rate and repayment details before deciding where to apply.
Concern about salary eligibilityMy main concern was whether my salary would qualify me for a personal loan. Instead of checking every bank website separately, I used Paisabazaar.ae to explore the available options. It saved me quite a bit of time and helped me understand which loans were worth checking.
First-time personal loan borrowerThis was my first time applying for a personal loan in UAE, so I had quite a few questions. I wasn’t sure about the documents and eligibility and the whole application process. I got to know about Paisabazaar.ae and got a call from them. I really appreciate their support team as they helped me understand the process before I submitted my application. That made the whole thing less stressful.
Much better than bank sitesCompared to individual bank websites, this one is much more user-friendly. I liked how I could browse and explore all the UAE personal loans and their rates and even approx instalments — everything out there on my screen!
One and only one placeAfter searching practically all the market for insurance, I can confidently say paisabazaar.ae is the best and the most unique. I am very in awe of how literally all the best plans are on their website. What I liked even more is that these insurance policies are at very low prices. Truly I have found only one place with this combo of plans and low costs.
Good for my choiceI thought my salary won’t bring me any loans. But with Paisabazaar.ae I easily got a personal loan for 5000 salary. A few clicks is all it took.
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