RAKBANK Titanium Credit Card
The RAKBANK Titanium credit card contributes to your daily savings and lifestyle rewards. From bringing incredible cashback on entertainment ...read more
Reward points on Every Spend*
Chanchal Singh
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RAK BANK Titanium Credit Card Benefits and Features
We will first introduce you to the RAK Titanium credit card benefits before jumping into other essential details —
🛒Lifestyle Privileges 🛍️
💰 Up to 50% cashback on entertainment spending
💰 Up to 5% cashback on supermarkets
💰 25% discount on your first Fiit subscription
💰 1 week complimentary subscription plus 50% discount on Lingokids subscriptions
💰 Exclusive food and grocery delivery deals on the Talabat app
🚗Travel Privileges 🛩️
💰15% discount on IHG Hotel bookings across India, Europe, the Middle East, Africa, and the Maldives
💰 Up to 7% back as wallet credit on booking properties across the globe with Booking.com
💰 Up to 20% discount on your next car rental with Avis — enjoy a free upgrade on every rental
💰 10% discount on car rental booking with Rentalcars.com
Now that you know what privileges the RAK card offers you, let’s check out whether you are eligible for the card.
| Click here to Apply for Best RAK BANK Titanium Credit Card in UAE |
Know Your Eligibility for RAKBANK Titanium Credit Card
Starting your application soon? You would not want to get a rejection and lower your credit score just because your entry requirements are not met. Thus, it’s important to read the entry requirements for the RAK credit card —
| Eligibility Type | For Salaried Employees | For Self-Employed Individuals |
|---|---|---|
| Age | 21 years or above | 21 years or above |
| Residency | UAE resident or citizen | UAE resident or citizen |
| Quarterly Turnover or Quarterly Account Balance | AED 8,000 | Minimum quarterly turnover of AED 100,000 or an average quarterly account balance of AED 300,000 |
Which Documents Do You Need for the RAK Titanium Credit Card Application?
Banks verify your application before approving your request for a credit card. For this, they require a set of documents. Refer to the list of documents below for the RAK Titanium card application —
| For Salaried Employees | For Self-Employed Individuals |
|---|---|
|
|
Note
📝Present valid and original documents.
📝Copies of the documents mentioned above may be required
📝The bank may ask for additional documents, if required
Fees and Charges of RAK BANK Titanium Credit Card
Staying informed about the card-related fees can help you avoid sudden additional charges. These may include a fee for missed payment, transactional charges, and others.
Refer to the table below to know more about the applicable charges —
| Type of Fee | Charges |
|---|---|
| Overlimit Fee | AED 299.25 |
| Late Payment Charges | AED 241.5 |
| Returned Cheque Fee | AED 105 |
| Sales Voucher Copy Fee | AED 68.25 |
| Duplicate Statement Charges | AED 47.25 (per statement) |
| Cash Advance Fee | 3.31% or 105 (whichever is higher) |
| Liability/ No Liability Letter | AED 52.5 |
Still have any questions regarding the RAK BANK Titanium credit card? For your reference, we will take a look at some of the most frequently asked questions!
FAQs About RAKBANK Titanium Credit Card
Q1: Do I qualify for cashback on all transactions made with the card?
Ans: No, you earn cashback only on retail purchases. With other transactions, such as card-related cheques, finance charges, and balance transfers, you don’t get cashback.
Q2: Will I earn a cashback on spending AED 1,200 a month?
Ans: You must spend at least AED 2,000 a month to start earning cashback.
Q3: Can I link my RAK Titanium credit card to an e-wallet?
Ans: Yes, you can link your card to any digital wallet for quick and contactless payments.
Q4: Is there a time limit to use the earned cashback from the RAKBANK Titanium card?
Ans: Yes, you must redeem the earned cashback within 15 months.
Q5: Will I have to pay an additional fee for using my earned cashback?
Ans: No, you can redeem your cashback without paying any additional charges.
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