Q1: I have a low credit score. How can I increase my score, as I wish to apply for an ENBD card?

Ans: Some ways to improve your score are — Paying bills on time Keeping the debt-to-income ratio low Not applying for multiple credit cards all at once Having stable employment

Emirates NBD Credit Card Eligibility

Q: Q2: Can I get an Emirates NBD card with a salary of AED 5,000?

Ans: Yes, the bank offers several cards with the lowest salary criteria, that is, AED 5,000.

Q: Q3: What is the maximum entry age to apply for an Emirates NBD card in the UAE?

Ans: The maximum age to apply for an ENBD credit card is 63 years.

Emirates NBD credit card eligibility caters to various applicant profiles, from salaried individuals to self-employed professionals. Potential applicants are required to meet criteria, including minimum income requirements, age, and residency status, and more, to enjoy the lifestyle, travel perks, ...read more

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Airport Lounge
Shopping Benefits
Fuel benefits
Movie Discounts

Cashback up to AED 2,000
Rewards + Welcome Offers
No Annual Fee
Travel benefits
Dining Discounts
Entertainment Benefits

Written By

Tanvi PathakTeam Lead Writer (Expertise - Banking )

Reviewed By

Brijesh KumarCBO, Paisabazaar.ae

Last updated on 28 November 2025Editorial Standards

Best Emirates NBD Credit Cards in UAE

Table of Content

Emirates NBD Credit Card Eligibility
Factors Affecting Emirates NBD Credit Card Eligibility Criteria
How to Improve Emirates NBD Credit Card Eligibility?
FAQs on Emirates NBD Credit Card Eligibility

Emirates NBD Credit Card Eligibility

The general entry requirements for obtaining an ENBD card in the UAE are as follows —

Eligibility	Criteria
Salary	Emirates NBD credit card salary eligibility requires a minimum monthly income of AED 5,000.
Age	The minimum entry age for ENBD cards is 21 years, whereas the maximum entry age is 63 years
Status of Employment	You must either be a self-employed individual or a salaried individual
Nationality	You must be a UAE national or an expatriate
Credit Score	Emirates NBD analyses your profile and decides the minimum required score. It varies for each applicant

Note- Check out card-specific eligibility criteria on ENBD’s official website.

Factors Affecting Emirates NBD Credit Card Eligibility Criteria

Certain aspects highly impact your NBD credit card eligibility. Some of the primary ones mentioned below-

Salary : This is a significant factor. Your salary decides your repayment capacity. Having a high salary increases your chances of a card approval. On the other hand, a low salary limits your card options.

Age : The minimum age to apply for a credit card in the UAE is 21 years, regardless of the card type you choose. You are most likely to face rejection if you’re less than 21 years old.

Note: You may be eligible for a secured card, but that depends on your financial profile and the bank.

Credit Score : When it comes to approving a card application, ENBD highly looks into your credit score. This score shows your credit history and capability to repay the credit card bill. Your credit history decides if you’re a potential borrower. With a low credit score, the bank is likely to reject your application or charge a high interest.

How to Improve Emirates NBD Credit Card Eligibility?

It is important to keep yourself aware of the tips that increase your Emirates NBD credit card eligibility criteria-

Build Your Credit History

Having a positive credit history shows that you always make timely payments. Keep your existing card and bank accounts active. Additionally, make sure not to apply for multiple loans and cards altogether.

Enhance Your Credit Score

Increasing your credit score is always a wise decision. The higher your score, the higher your chance of card and loan approval. In addition to that, having a good score signifies that you’re a responsible borrower. In this case, banks may offer lower interest rates at times.