FAB Credit Card Eligibility

General FAB Credit Card Eligibility Criteria 

Refer to the standard eligibility requirements for FAB credit cards in the UAE — 

FAB Cards Eligibility — Detailed List 

Check out the list of all FAB credit cards eligibility requirements — 

Which Factors Affect FAB Credit Card Eligibility?

The top factors affecting your FAB card eligibility are as follows —

Age : Being too young (below the age of 21 years) or too close to retirement age can impact approval. This is because banks usually prefer applicants with a steady income and financial stability.

Salary : A higher and regular salary improves eligibility as it represents that you are more likely to pay off all card-related bills without any hassle. 

Credit Score : A strong credit score signifies that you’re a responsible borrower. A poor score, on the other hand, has a negative impact. If you apply with a bad score, your application is likely to be rejected. 

How Can You Improve Your FAB Card Eligibility?

Take a look at some tips to improve your FAB credit card eligibility — 

• Maintain a healthy credit score — Aim for a score of at least 700. Pay utility bills, loans, and existing cards’ debt on time to build a strong repayment record.
   
• Keep debts under control – Avoid high outstanding balances and maintain a low credit utilisation ratio.
   
• Show stable income – A consistent salary or business income improves the chances of approval.
   
• Avoid multiple applications – Too many card or loan applications at once can reduce chances of approval. Multiple applications in one go can bring down your credit score as well.
   
• Maintain a good relationship with FAB – Holding a savings account or salary transfer account with FAB can strengthen eligibility.

FAQs on FAB Credit Card Eligibility