Dubai Islamic Bank Credit Cards in UAE

Q: Q1: Can I use the Al Islalmi Platinum Charge card anywhere across the world?

Ans: Yes, the card is globally accepted.

Q: Q2: I want to replace my DIB SHAMS Platinum Covered card. Do I have to pay any fee?

Ans: Yes, the bank charges a card replacement fee of AED 52.50.

Q: Q3: Does Emirates Skywards DIB Signature Covered card offer free airport lounge access?

Ans: Yes, you have access to 1200+ airport lounges worldwide with this card.

Q: Q4: How much salary is required to apply for a DIB Prime Signature card?

Ans: You must have a minimum salary of AED 15,000 to apply for the card.

DIB’s Shariah-compliant credit cards help you make seamless transactions while also adhering to Islamic banking principles. These cards are designed to provide a range of benefits. Cardholders can benefit from features such as: Wala’a Rewards, offering points redeemable for travel, shopping, and ...read more

Dubai Islamic Bank Credit Card

Apply Credit Card & get Cashback and Rewards*

Compare from top banks
No annual fee
Benefits up to AED 2,000

Written By

Chanchal SinghContent Executive

Reviewed By

Ravindra DhakarProduct Manager

Last updated on 21 August 2025Editorial Standards

Dubai Islamic Bank Credit Cards- Types and Features

Below is a list of all DIB Bank credit cards along with their key features:

DIB SHAMS Credit Cards

Card Name	Minimum Salary Requirement	Features/ Perks	Apply
DIB SHAMS Infinite Covered Card	NA	Earn a 200,000 bonus Wala’a Rewards Up to 20% cashback on Amazon, Dubai Now, Deliveroo, Noon and Talabat Earn 10 Wala’a rewards on each AED 1 spent on dining and travel expenses 4 valet parking services across 20 UAE locations 4 rounds of golf every month across 7 UAE golf courses 1200+ airport lounge access in a year 4 rounds of golf every month across 7 UAE golf courses Travel coverage of up to US $ 500,000 ‘Buy 1 Get 1’ offer on Costa Coffee	View Offers
DIB SHAMS Signature Covered Card	NA	Earn a 100,000 bonus Wala’a Rewards on spending USD 15,000 Up to 20% cashback on Amazon, Dubai Now, Deliveroo, Noon and Talabat Valet parking (twice per month) across 20 UAE locations Complimentary 1200+ airport lounge access Balance Transfer facility available	View Offers
DIB SHAMS Platinum Covered Card	NA	Earn a 50,000 bonus Wala’a Rewards Earn 10 Wala’a rewards on each AED 1 spent on dining and bookings Earn 0.3 Wala’a rewards on: Government Services Insurance Supermarkets Groceries Utilities Education and more Travel coverage of up to US $ 500,00 15% off on Zofeur services	View Offers

DIB Emirates Skywards Credit Cards

Card Name	Minimum Salary Requirement	Features/ Perks	Apply
Emirates Skywards DIB Infinite Covered Card	AED 20,000	Earn a bonus of up to 120,000 Skywards Miles Complimentary 1200+ airport lounge access across the globe Complimentary Emirates Skywards Silver membership Access to 900+ luxury hotel properties with the Luxury Hotel Collection from Visa Complimentary roadside assistance	View Offers
Emirates Skywards DIB Signature Covered Card	AED 15,000	Earn a bonus of up to 50,000 Skywards Miles Earn 1.5 Skywards Miles on Emirates for every equivalent USD spent Earn up to 1 Skywards Miles on foreign currency spent for every equivalent USD spent Earn up to 0.75 Skywards Miles on local currency transactions for every equivalent USD spent Complimentary 1200+ airport lounge access across the globe	View Offers
Emirates Skywards DIB Platinum Covered Card	AED 10,000	Earn a bonus of up to 5,000 Skywards Miles. Earn 1 Skywards Mile on Emirates for every equivalent USD spent. Earn up to 0.75 Skywards Miles on foreign currency spent for every equivalent USD spent Earn up to 0.5 Skywards Miles on local currency transactions for every equivalent USD spent 0% Easy Payment Plan with Emirates	View Offers

DIB Consumer Cashback Credit Cards

Card Name	Minimum Salary Requirement	Features/ Perks	Apply
Consumer Cashback Platinum Card	AED 15,000	Earn 4% cashback on: automobile servicing school fees Fuel spends and more Complimentary roadside assistance Travel and Medical coverage of up to US $ 100,000	View Offers
Consumer Cashback Reward Card	AED 5,000	Earn 3% cashback on school fees, fuel expenses, groceries, and more Complimentary roadside assistance Travel and Medical coverage of up to US $ 100,000	View Offers

DIB Prime Credit Cards

Card Name	Minimum Salary Requirement	Features/ Perks	Apply
Prime Infinite Card	AED 20,000	Earn 3 Wala’a rewards for every AED 1 spent with the DIB Loyalty programme Earn 3.5 Wala’a rewards for every AED equivalent foreign currency on retail spending with the DIB Loyalty programme Exclusive lifestyle deals, such as complimentary valet parking services, roadside assistance, fine dining, entertainment, and more Travel benefits include multi-trip travel insurance, concierge services, complimentary airport lounge access, and more Availability of features like Credit Shield, Balance Transfer facility, and Cash Withdrawals	View Offers
Prime Signature Card	AED 15,000	Earn 2.5 Wala’a rewards for every AED 1 spent with the DIB Loyalty programme Earn 3 Wala’a rewards for every AED equivalent foreign currency on retail spending with the DIB Loyalty programme Exclusive lifestyle deals, such as complimentary valet parking services, roadside assistance, fine dining, entertainment, and more Travel benefits include multi-trip travel insurance, concierge services, complimentary airport lounge access, and more Availability of features like Credit Shield, Card Protection Plus, and Cash Withdrawals	View Offers
Prime Platinum Card	AED 5,000	Plan your stay with Visa Luxury Hotels Earn 2 Wala’a rewards for every AED 1 spent with the DIB Loyalty programme Earn 2.2 Wala’a rewards for every AED equivalent foreign currency on retail spending with the DIB Loyalty programme Travel and Medical coverage of up to US $ 100,000 Roadside assistance available Other benefits include Purchase Protection, Credit Shield Takaful, Card Protection Plus, Cash Withdrawals, and Balance Transfer Facility	View Offers
Prime Gold Card	AED 5,000	Earn 0.6 Wala’a rewards for every AED 1 spent with the DIB Loyalty programme Earn 1 Wala’a rewards for every AED equivalent foreign currency on retail spending with the DIB Loyalty programme Travel and Medical coverage of up to US $ 75,000 Roadside assistance available Other benefits include Credit Shield Takaful, Card Protection Plus, Cash Withdrawals, and Balance Transfer Facility	View Offers
Prime Classic Card		Earn 0.5 Wala’a rewards for every AED 1 spent with the DIB Loyalty programme Earn 0.8 Wala’a rewards for every AED equivalent foreign currency on retail spending with the DIB Loyalty programme Travel and Medical coverage of up to US $ 50,000 Roadside assistance available Other benefits include Credit Shield Takaful, Card Protection Plus, existing Balance Transfer	View Offers

DIB Al Islami Charge Cards

Card Name	Minimum Salary Requirement	Features/ Perks	Apply
Al Islami Platinum Charge Card	NA	Global acceptability Availability of roadside assistance Travel and Medical coverage of up to US $ 100,000 100% cash withdrawal limit	View Offers
Al Islami Gold Charge Card	NA	Global acceptability Availability of roadside assistance Travel and Medical coverage of up to US $ 75,000 100% cash withdrawal limit Inclusion of the Purchase Protection feature	View Offers
Al Islami Classic Charge Card	NA	Global acceptability. Availability of roadside assistance Travel and Medical coverage of up to US $ 50,000 100% cash withdrawal limit Inclusion of the Purchase Protection feature	View Offers

Are You Eligible for a Dubai Islamic Credit Card?

Applying for a Dubai Islamic credit card? Check out the eligibility criteria before initiating the process:

Eligibility Type	Criteria
Age	Minimum 21 Years
Salary	Minimum AED 5,000
Employment Status	Salaried or Self-Employed
Nationality	UAE Expat or UAE National

Dubai Islamic Bank Credit Card Offers

Dubai Islamic Bank 0% Balance Transfer Credit Card offers

Dubai Islamic Bank AED 100 of Carrefour & Amazon Vouchers Credit Card offers

Dubai Islamic Bank Credit Card Airport Lounge Access Offer

Dubai Islamic Bank Airport Pick-Up / Drop Credit Card offers

Dubai Islamic Bank Airport Transfer Credit Card offers

Dubai Islamic Bank Amazon Gift Card Credit Card offers

Dubai Islamic Bank Amazon Prime Membership Credit Card offers

Dubai Islamic Bank Balance Transfer Credit Card offers

Dubai Islamic Bank Careem Rides Credit Card offers

Dubai Islamic Bank Cashback Credit Card offers

Dubai Islamic Bank Dining Discounts Credit Card offers

Dubai Islamic Bank Etihad Miles Credit Card offers

Dubai Islamic Bank Exclusive for UAE Nationals Credit Card offers

Dubai Islamic Bank Fitness First Privileges Credit Card offers

Dubai Islamic Bank Fitness & Wellness Memberships Credit Card offers

Dubai Islamic Bank Flexible Payments Credit Card offers

Dubai Islamic Bank Free Supplementary Cards Credit Card offers

Dubai Islamic Bank Golf Benefits Credit Card offers

Dubai Islamic Bank Health Club Memberships Credit Card offers

Dubai Islamic Bank High Credit Limits Credit Card offers

Dubai Islamic Bank Hotel Discounts Credit Card offers

Dubai Islamic Bank Metal Card Credit Card offers

Dubai Islamic Bank Movie Discounts Credit Card offers

Dubai Islamic Bank Purchase Protection & Extended Warranty Credit Card offers

Dubai Islamic Bank Roadside Assistance Credit Card offers

Dubai Islamic Bank RTA Transport Payments Credit Card offers

Dubai Islamic Bank Salaam Points Credit Card offers

Dubai Islamic Bank Smiles Credit Card offers

Dubai Islamic Bank Travel Discounts / Benefits Credit Card offers

Dubai Islamic Bank Travel Insurance Credit Card offers

Dubai Islamic Bank Up to 5 free supplementary credit cards Credit Card offers

Dubai Islamic Bank Valet Parking Credit Card offers

Dubai Islamic Bank Vehicle Registration & Servicing Pick-Up/Drop Credit Card offers

DIB Bank Credit Card- Fees and Charges

We have mentioned are the fees and charges of the DIB credit cards:

Type of Fees	Charges
Cash Withdrawal Fee	AED 94.50
Duplicate Statement Fee	AED 47.25
Card Replacement/ Reissuance Fee	AED 52.50
Upgrade Fee	AED 288.75
International Usage Fee in Non-AED Currency	3.70% of the transaction amount
International Usage Fee in AED Currency	3.14% of the transaction amount
Credit Shield Takaful Contribution	0.94% of the outstanding amount

Frequently Asked Questions

Ans: Yes, the card is globally accepted.

Ans: Yes, the bank charges a card replacement fee of AED 52.50.

Ans: Yes, you have access to 1200+ airport lounges worldwide with this card.

Ans: You must have a minimum salary of AED 15,000 to apply for the card.

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