ADCB Credit Cards
Abu Dhabi Commercial Bank offers a diverse range of credit cards in the UAE. These cards are exclusively tailored to suit various financial needs and lifestyles. With exclusive benefits such as cashback, travel rewards, dining discounts, and shopping privileges, ADCB credit cards provide lifestyle ...read more
Apply Credit Card & get Cashback and Rewards*
Compare from top banks
No annual fee
Benefits up to AED 2,000
Reward points on Every Spend*
Chanchal Singh
Best ADCB Credit Cards
TouchPoints Visa Infinite Credit Card
TouchPoints Visa Platinum Credit Card
LULU Platinum Credit Card
Cardholders can enjoy flexible payment options, high credit limits, and access to premium services, including complimentary airport lounge access and hotel discounts. Whether you are a frequent traveler, a savvy shopper, or a foodie, ADCB credit card offers customised solutions for your needs.
ADCB Credit Card Benefits and Features
Tabled below are the top ADCB credit card benefits and privileges in the UAE:
| Card Name | Minimum Salary Required | Features/ Benefits | Apply |
|---|---|---|---|
|
Talabat ADCB Credit Card |
AED 5,000 |
Welcome Bonus & Basic Benefits
Talabat Credit Points
Travel Benefits
|
View Offers Apply Now |
|
ADCB LULU Titanium Credit Card |
AED 5,000 |
Welcome Bonus & Basic Benefits
Travel & Lifestyle Benefits
|
View Offers Apply Now |
|
ADCB 365 Cashback Credit Card |
AED 8,000 |
Welcome Bonus & Basic Benefits
Cashback Benefits
Lifestyle & Travel Benefits
|
View Offers Apply Now |
|
|
|||
|
ADCB LULU Platinum Credit Card |
AED 8,000 |
Welcome Bonus & Basic Benefits
LULU Points
Travel and Lifestyle Benefits
|
View Offers Apply Now |
Are You Eligible for an ADCB Bank Credit Card?
The general eligibility criteria for ADCB cards are mentioned below:
| Eligibility Type | Criteria |
|---|---|
| Age | Minimum 21 Years |
| Salary | Minimum AED 5,000 |
| Employment Status | Salaried or Self-Employed |
| Nationality | UAE Expat or UAE National |
| Credit Score | As per the bank’s requirements |
ADCB Credit Cards- List of Required Documents
Submit the given set of documents for card application verification:
| For Salaried Individuals | For Self-Employed Individuals |
|---|---|
|
|
Note: The Bank may ask you to submit additional documents as per the requirement.
ADCB Credit Cards- Fees and Charges
The major fees and charges of ADCB credit cards are as follows:
| Type of Fee | Charges |
|---|---|
| Cash Advance Fee | 3.69% per month |
| Over Limit Charge | AED 288.75 |
| Card Replacement Fee | AED 78.75 |
| Duplicate Statement Fee | AED 26.25 |
| Temporary Credit Limit Increase Fee | AED 52.50 |
| Minimum Payment Due | 5% or AED 100 (whichever is higher) |
📚Frequently Asked Questions
Q1: Which ADCB card doesn’t have annual fees?
Ans: Some of the top ADCB cards with zero annual charges are:
- Talabat ADCB Credit Card
- LULU Titanium Credit Card
- LULU Platinum Credit Card
Q2: How to activate an ADCB credit card?
Ans: Activate your ADCB credit card via internet and mobile banking. For offline processes, either call the bank authorities or directly visit your nearest bank branch.
Q3: I want to increase my ADCB card limit for a few months. Does the bank charge any additional fee for increasing the limit?
Ans: Yes, a fee of AED 52.50 is charged for temporarily increasing a card limit.
Q4: Which ADCB cards offer complimentary lounge access?
Ans: Several cards provide complimentary lounge access, such as:
- ADCB LULU Platinum Credit Card
- ADCB LULU Titanium Credit Card
- Talabat ADCB Credit Card
Q5: What is the minimum salary for an ADCB credit card in the UAE?
Ans: With a monthly salary of AED 5,000, you can apply for ADCB credit cards in the UAE. However, this is the minimum criteria. Actual salary requirement may go higher as per the specific card you’ve applied for.
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