Finance House Credit Card Eligibility

Finance House Credit Card Eligibility in the UAE: An Overview

There are various cards offered by the Finance House currently. Before applying for any one of the credit cards, you will first need to fulfil the Finance House card eligibility criteria for these credit cards. 

• You must be a UAE National (non-GCC nationals can also apply)
• Minimum age should be 21 years and above
• Minimum monthly salary of AED 12,000

Finance House Credit Card Document Checklist

To apply for the Finance House Credit Card, you need to submit a list of documents along with your application, including -  

• Duly filled and signed application form
• Copy of Emirates ID
• Copy of Passport
• Original and a copy of the residence VISA (For non-GCC national applicants)
• Document stating proof of income (such as a salary certificate)
• Signed security cheque
• Last 3 months’ bank statement

Easy Ways to Improve Your Finance House Card Eligibility

It is possible to improve your Finance House credit card eligibility over time if you follow the following tips -

1. Keep your debt-to-burden ratio lower than 50%
2. Don’t apply for multiple credit cards or loans
3. Keep your credit utilisation ratio less than 30%
4. Repay your outstanding loans

FAQs on Finance House Credit Card Eligibility