Emirates Islamic Switch Cashback Credit Card
The Emirates Islamic Switch Cashback credit card is a basic card available for those with a low salary. However, the card features ...read more
Airport Lounge
Relax Before you take off
Shopping Benefits
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Save more on every fill
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Monthly Income (Dirhams)
Below 5k
5k - 8k
8k - 12k
12k - 15k
15k - 20k
20k - 25k
25k - 30k
Above 35k
Cashback up to
AED 2,000
Rewards + Welcome Offers
No Annual Fee
Travel benefits
Dining Discounts
Entertainment Benefits
Chanchal Singh
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Emirates Islamic Switch Cashback Credit Card- Key Features
Enjoy the following privileges with the Emirates Islamic Switch Cashback card:
| Benefits Category | Perks |
|---|---|
| Basic Benefits |
|
| Lifestyle Benefits |
|
| Travel Benefits |
|
Are You Eligible to Apply for an Emirates Islamic Switch Cashback Card?
It’s important to stay updated with the eligibility requirements of a card before starting application. Refer to the EIB’s card eligibility below:
| Type of Eligibility | Requirements |
|---|---|
| Minimum Age | 21 years |
| Minimum Salary | AED 5,000 |
| Status of Employment | Salaried or self-employed |
| Nationality | UAE national or expat |
| Credit Score | As decided by the bank |
Note
📝Additional eligibility may apply.
Emirates Islamic Switch Cashback Credit Card- Documents Checklist
Check out the list of documents required during the Emirates Islamic Credit Card application:
| For Salaried | For Self-Employed |
|---|---|
| ✔️Emirates ID ✔️Passport ✔️UAE Residence Visa (only for expats) ✔️Salary Certificate/ Salary Slip ✔️Latest 3-6 Months’ Bank Account Statement ✔️Duly Filled Application Form |
✔️Emirates ID ✔️Passport ✔️UAE Residence Visa (only for expats) ✔️Trade Licence & Memorandum of Association ✔️Last 3-6 Months’ Company Bank Statements ✔️Duly Filled Application Form |
Note
📝All documents must be valid and original.
📝Copies of each document must be kept ready.
📝Additional document(s) may be required.
Latest EIB Credit Card Offers
How to Apply for an Emirates Islamic Credit Card via Paisabazaar.ae?
We, at Paisabazaar.ae aim to provide our customers with a seamless application process.
To know the steps, follow the instructions given below:
- View the lead form.
- Complete it.
- Check out the quotes.
- Read the fine print of the cards and compare them.
- Click on the ‘Apply’ button.
Why Paisabazaar UAE?
✨An extensive card option from several top banks in the UAE
✨A platform to compare similar cards and select the ideal one
✨Get assistance from the experts’ team regarding all credit card needs
✨Hassle-free application with quick approval
Emirates Islamic Switch Cashback Card- Fees & Charges
Tabled below are the key fees and charges of the Emirates Islamic Switch Cashback credit card:
| Types of Fees | Charges |
|---|---|
| Annual Fees | First year- Free Second year- AED 313.95 (fee is waived subject to a spending of AED 30,000+ in the last 12 months) From third year onwards- AED 313.95 |
| Over-Limit Fee | AED 261.45 |
| Late Payment Fee | AED 131.25 |
| Retail Interest | 3.69% per annum |
Frequently Asked Questions
Q1: I have exceeded my EIB card limit. How much is the over-limit fee charged by the bank?
Ans: The bank charges an over-limit fee of AED 261.45.
Q2: Is travel insurance included in the card?
Ans: Yes, you get complimentary multi-trip travel insurance.
Q3: How much cashback do I earn on education-related spending?
Ans: 4% cashback is credited to your account on education spending.
Q4: How many free valet parking services do I get in a month with the Emirates Islamic Switch Cashback card?
Ans: You get 1 free valet parking every month.
They have a great rewards calculatorI used it to calculate cashback I would earn and the cards that offer such cashback. I am really happy with the credit card offering based on the calculator.
Team really helped with the application processI filled the lead. got confused about options, the agent called. he helped streamline my options, I got a very rewarding card. Thanks buddy!
Paisabazaar.ae is pretty coolOh everything about it is so easy. comparison, choosing, and even applying! I was also provided assistance from their team when I was doubtful of about what to choose. But they meticulously helped me make a decision. Good job peeps!
I compared and got what I wanted for a credit cardPaisabazaar UAE was definitely not lying about their personalisation feature. They actually gave me a list of best credit cards that could work in my favour and I chose the right one for me.
Got Myself a NEw Credit Card from Paisabazaar UAETheir website is easy to use and offers a plethora of options when it comes to credit cards. I got my new card from here and their sales team is pretty friendly too.
I got a credit card perfect for meSo, I have major household expenses that spread through the month and I needed a card to handle them. That's when my frand talked to me about this website where I ended up comparing and finding the right credit card.
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