Emirates Islamic Switch Cashback Credit Card
The Emirates Islamic Switch Cashback credit card is a basic card available for those with a low salary. However, the card features exceptional and extensive privileges on various categories, including lifestyle and travel. You also get the option to pay in instalments for huge purchases. ...read more
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Airport Lounge
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Shopping Benefits
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Fuel benefits
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Movie Discounts
Best credit cards with 0 Annual fee*
- Cashback up to AED 2,000
- Rewards + Welcome Offers
- No Annual Fee
- Travel benefits
- Dining Discounts
- Entertainment Benefits
Emirates Islamic Switch Cashback Credit Card- Key Features
Enjoy the following privileges with the Emirates Islamic Switch Cashback card:
| Benefits Category | Perks |
|---|---|
| Basic Benefits |
|
| Lifestyle Benefits |
|
| Travel Benefits |
|
Are You Eligible to Apply for an Emirates Islamic Switch Cashback Card?
It’s important to stay updated with the eligibility requirements of a card before starting application. Refer to the EIB’s card eligibility below:
| Type of Eligibility | Requirements |
|---|---|
| Minimum Age | 21 years |
| Minimum Salary | AED 5,000 |
| Status of Employment | Salaried or self-employed |
| Nationality | UAE national or expat |
| Credit Score | As decided by the bank |
Note
📝Additional eligibility may apply.
Emirates Islamic Switch Cashback Credit Card- Documents Checklist
Check out the list of documents required during the Emirates Islamic Credit Card application:
| For Salaried | For Self-Employed |
|---|---|
| ✔️Emirates ID ✔️Passport ✔️UAE Residence Visa (only for expats) ✔️Salary Certificate/ Salary Slip ✔️Latest 3-6 Months’ Bank Account Statement ✔️Duly Filled Application Form |
✔️Emirates ID ✔️Passport ✔️UAE Residence Visa (only for expats) ✔️Trade Licence & Memorandum of Association ✔️Last 3-6 Months’ Company Bank Statements ✔️Duly Filled Application Form |
Note
📝All documents must be valid and original.
📝Copies of each document must be kept ready.
📝Additional document(s) may be required.
How to Apply for an Emirates Islamic Credit Card via Paisabazaar.ae?
We, at Paisabazaar.ae aim to provide our customers with a seamless application process.
To know the steps, follow the instructions given below:
- View the lead form.
- Complete it.
- Check out the quotes.
- Read the fine print of the cards and compare them.
- Click on the ‘Apply’ button.
Why Paisabazaar UAE?
✨An extensive card option from several top banks in the UAE
✨A platform to compare similar cards and select the ideal one
✨Get assistance from the experts’ team regarding all credit card needs
✨Hassle-free application with quick approval
Emirates Islamic Switch Cashback Card- Fees & Charges
Tabled below are the key fees and charges of the Emirates Islamic Switch Cashback credit card:
| Types of Fees | Charges |
|---|---|
| Annual Fees | First year- Free Second year- AED 313.95 (fee is waived subject to a spending of AED 30,000+ in the last 12 months) From third year onwards- AED 313.95 |
| Over-Limit Fee | AED 261.45 |
| Late Payment Fee | AED 131.25 |
| Retail Interest | 3.69% per annum |
Frequently Asked Questions
Ans: The bank charges an over-limit fee of AED 261.45.
Ans: Yes, you get complimentary multi-trip travel insurance.
Ans: 4% cashback is credited to your account on education spending.
Ans: You get 1 free valet parking every month.
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